Mortgage broker in Lower North Shore
Matt Clayton is a dedicated and experienced Loan Market Mortgage Broker serving Mosman, Neutral Bay, Cremorne, Cammeray, Kirribilli, Milsons Point, Lavender Bay, Crows Nest, Greenwich, Wollstonecraft, Waverton, North Sydney and McMahons Point as well as surrounding suburbs.
Having navigated clients through economic ups and downs, including the GFC, Matt has managed pivotal changes in the industry and dealt with all types of client scenarios throughout his career as a finance broker.
Matt has had the opportunity to help change clients’ lives for the better, whether it is guiding first homeowners through the transaction, refinancing existing clients or helping upsizers or downsizes purchase their dream home, Matt's commitment to the process and dedication to his clients remain as his main focus. Matt provides mortgage options to all ends of the market.
Finance broking is not only about securing the right interest rate. It is about delivering a tailored strategy to create a stable future and optimise financial outcomes. At Loan Market Lower North Shore, Matt Clayton and his team are proud to deliver a premium mortgage broking service to the Lower North Shore.
Whether it is a mortgage adviser, lending or loan consultant that you are searching for, Matt Clayton and his team are available to discuss your options when it comes to financing.
Our finance strategy service is included in all our finance offerings and is not paid for by the client. It includes advice around tax effective lending, debt rebalancing and debt reduction.
We offer both investor and owner occupier loans from 30-plus lenders, structuring them to match the individual while leveraging any applicable tax or stamp duty scenarios.
Whether it’s a personal car loan or business asset finance for equipment, office fitouts, heavy machinery or otherwise, our network and experience will ensure the right outcome for your situation.
Commercial property finance
Commercial property finance is often a complex process which draws upon our extensive experience to ensure structurally sound, long term advice.
Whether you’re a franchise or independent business owner looking to expand your existing business, or one looking for startup funding, our network and knowledge in both finance and business will help ensure your business booms.
Financial planning and insurance
Through our partnerships with financial planning, accountancy and insurance firms, we are able to proactively provide clients with tailored advice and solutions specific to their situation.
Expat lending experts
Having started a specialist expat lending firm in 2007, me and my team are experts in expat finance. We understand your unique buying and tax position, the rules around multi-currency loans and how they apply to different markets.
Even the Government is suggesting you refinance this month, but why?
For Australians with a home loan, we’re dealing with two major factors that you should know about right now. The first factor is that banks have never been more competitive for your business, and the second factor is that those same banks, ironically, are largely failing to pass on the full rate cuts available, so you’re probably paying your current lender more than necessary in this market. What does this mean for your home loan today? Is haggling worth it?
BID is my BAU!
Not sure if it will affect you? This month the Government is knee-deep in a bill that absolutely affects your business and mine, and certainly affects our clients. Also, it’s a confusing market for borrowers. Interest rates are down and the media has been positive that by all indications, the property market is recovering, although housing stock is still light on compared to demand - particularly for springtime - which is partially responsible for driving up prices in most capital cities. How can you help them decipher it?
Are mixed messages creating uncertainty for your clients?
It’s a confusing market for borrowers. Interest rates are down and the media has been positive that by all indications, the property market is recovering. However housing stock is still light on compared to demand - particularly for springtime - which is partially responsible for driving up prices in most capital cities. Lender competition is fierce, but there’s more scrutiny than ever on borrower spending, meanwhile banks aren’t passing on rates in full.