Mortgage Broker in Sydney & Melbourne

Do you know how much you can borrow and how much deposit you need? I specialise in first home buyers in Sydney & Melbourne on

  • how to secure the right finance
  • what properties you can afford
  • what stamp duty exemptions and first home grants you are qualified for
  • how much your repayments will be
  • what your maximum borrowing capacity is
  • what the minimum deposit you can begin with

With a panel of more than 30 lenders, I always find a solution for first home buyers.


  • Paz Gracia
    Maria was a professional, honest and approachable . She delivered what she had committed to in a very timely manner, without cutting corners.
  • Matthew Sterling - NSW
    The service Maria provides is fantastic. She is very easy to contact and answered allof ourquestions very clearly. We discussed many different options and I am very satisfied with the end result. She is great to work with and I recommend her services to all of my friends and family.
  • Kim Maher
    Maria was excellent. Always available to me. Always returned my calls and answered any question I had. I was very impressed with the quality of the customer service she provided to me. Would highly recommend and refer Maria.
  • Indra and Merry - Castle Hill
    It was nice to have Maria Papa as our mortgage broker. She made the experience of obtaining finance for our new home very easy. She was efficient, knowledgeable and helpful in exploring various mortgage options that suit our needs. We are very impressed and thankful to have obtained our loans through Maria, and we will be more than happy to use her service again if next opportunity arise. Once again, thanks for all your help Maria. We know that we've got the best available home loan in the market from you. Indra & Merry, Castle Hill
  • Neal and Sirinan - Emu Plains
    Maria was outstanding and helped every step of the way. Nothing was to hard or to much bother.She understood our situation and explained everything to us. Her patience and time was always forthcoming and her experience was second to none.We would not have bought our home without her and we highly recommend her service to anyone. We can not thank her enough. When we are ready to buy our next house, Maria will be the first person we ring. Thank you so much Neal and Sirinan
  • Simmon & Cecil - Kellyville Ridge
    Maria Papa is definitely a great caliber broker. She always goes beyond the limit in helping and assisting her clients. Our experience with her leads us to believe in her capabilities even more. During the stressful moment of settlement period, she handled everything very professionally and was resolved like a crisp linen! We are so thankful that we did business with her and will definitely continue to do more. We would never hesitate recommend her to anybody. Definitely a good catch mortgage broker.
  • Rommel & Jerwin - Parramatta, NSW
    Maria Papa helped us achieve our dream of having our own home in Australia. Not only did she make the process so much easy for us but also ensured that all aspects are well understood. Her expertise and professionalism are truly invaluable. She's definitely a "must-have". Rommel & Jerwin
  • Anthony Tambrin and Michiko - Castle Hill NSW
    My wife and I needed to move very quickly in the purchase of property and the sale of our existing property at the same time and we were very fortunate to have Maria assisting and advising us throughout the whole process. Not only she promptly responded to every one of our enquiries, she did it with the highest standard of professionalism. Throughout our entire dealings and communication with her, she had always demonstrated thoroughness where she carried out due diligence and gave us timely facts, which greatly helped us making decisions. She was dedicated, reliable, responsive, and friendly. It is without any second thoughts that we would once again look for Maria's assistance in the future if we were buying a new property. We would recommend Maria to anyone looking to get a mortgage loan or any financial advice without any hesitation.
  • Jeffrey and Ver Adrias - Allawah
    When it comes to loans and you think you're stumped or have reached the end of the road so to speak, well think again. Maria Papa was introduced to us by a colleague not long ago and over the course of this period, not only has she provided us a solution to our financial needs but did so very professionally. An expert in her line of field who delivers appropriate solutions and provide timely feedback, Maria is also calm, cool and collected even when the going gets tough. With her endearing smile and infectious laughter, there was never a dull moment with her making this truly an enjoyable and educational journey in the world of finance. Not only have we found a reliable finance specialist in Maria but also a good friend for life!
  • Damien Crangle - Parramatta
    Maria always finds the best offer to suite your needs, she was even able to negotiate a better rate for me. Hard working, friendly, reliable and I would recommend her to anyone.
  • Michael Bryan - NSW
    Her service was excellent from start to finish.
  • Shane & Eliza
    We had the pleasure of finding Maria Papa as our Mortage Broker and financial advisor. We were not really in the market looking to refinance, but Maria was able to show us the benefit of doing so and how much money we could save off our loan as well as giving us some really useful financial advice on what to do with the money we saved. We are really happy with the advice and service that Maria was able to provide us with. She was very accommodating (driving out to meet us wherever and whenever) as well as giving us practical financial advice that was both achievable and easy to follow and understand.If you are in the market for seeking financial advice or advice on refinancing I would highly recommend Maria to anyone as she goes above and beyond and has an honest approach to giving you the best solution for your situation.Shane & Eliza
  • Kate & Troy McInnes
    ‘We recently enlisted the services of Finance Broker, Maria Papa of Loan Market, Norwest after a recommendation by our Real Estate Agent. Maria came to us and evaluated our financial position, offered the best advice and found the most competitive deal she could on finance for our land purchase. We couldn’t be more impressed and happy with how smoothly and efficiently our finance application and approval was achieved. Maria is very professional and communicative and without a doubt the best experince we’ve ever had in gaining finance, this being our 6th property purchase. Maria’s commitment to service and achieving the best for her clients honestly could not be any better, she’s absolutely fantastic!! I would 100% refer her to anyone requiring finance. We look forward to working with you again soon Maria, Thank you so much for everything. Kind Regards, Kate & Troy McInnes Orchard Way, Pitt Town’
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Latest News

  1. I3xv9o5ilgbeaa3hjjen


    As APRA tightens on investment lending, lenders are now after loans against properties where you live as opposed to loans against investment properties. CBA recently stopped accepting investment loans that are refinanced from other banks and has reduced their loan to value ratio (which is the percentage of the loan against the value of the property) to 90% for new investment loans.

  2. Cgirocc545yxtaxffcgk


    A majority of Australians are saying that the traditional dream of owning a home is becoming Increasingly difficult. As it stands, in Sydney the average home costs 12 times the average household income. The property market has become so expensive that owning a free-standing home on a quarter-acre block is fast fading. Over the last few years, we have seen the number of first home buyers and Australians that are calling apartments home. Apartments are less expensive and are usually located in the city close to work.

  3. Vrcfwjkbqjqjmqn09a7s

    How can First Home Buyers in Melbourne and Regional Victoria Purchase their Dream Home Sooner?

    The Victorian government recently announced that it will abolish stamp duty for First Home Buyers purchasing a property valued up to $600,000, while discounts will be available for homes valued between $600,000 to $750,000. This new rule will take into effect on the 1st of July 2017. And it will be applicable to both new and established homes.