Mortgage Broker servicing North Melbourne, Essendon, Brunswick and surrounding areas
Buying a home is both exciting and stressful. It's a major decision and having a broker on your side will help you make an informed decision.
A good investment loan can make property investment a much smoother process.
Whether you are adding value to an existing property by renovating to re-lease or to sell, planning a subdivision, purchasing raw land and improving it by building a block of apartments, offices or a house, I can assist you to secure the right funding to get your next project off the ground.
Various business lending scenarios
First Home Buyers
First of all, congratulations! If you are like most first home buyers you are excited about getting your foot in the door of your own home.
Whether you are buying your first home, an investment property or a new home, it’s important to obtain a home loan pre-approval.
Refinancing your current home loan is a good idea if you want to lower your monthly repayments, access existing equity in your home loan or to consolidate debt.
Are you self-employed but not sure if you're qualified for a home loan? Lenders have a different way of assessing the income of self-employed applicants. As a self-employed person, you can be classified as a full-doc applicant or a low-doc applicant.
RBA Rate Announcement
Loan Market Executive Chairman Sam White said today’s historic cash rate cut by the Reserve Bank of Australia should encourage borrowers to review their current loans. Mr White believed banks and other lenders would be competitive in attracting new customers in the wake of the RBA’s 15 basis point cut, today, taking the official cash rate to just 0.1%.
Borrowers could have better odds
The biggest changes to lending in Australia are being debated right now, and the winner could very well be first home buyers. If these changes come to pass, what will it mean for you?
The missing piece in most property hunting
Buyers have been extremely active during COVID and many are finding that the difference between securing the property they like or losing out is the speed of getting pre-approval sorted. Turns out, not all lenders are sprinters.