Mortgage Broker servicing North Melbourne, Essendon, Brunswick and surrounding areas
Buying a home is both exciting and stressful. It's a major decision and having a broker on your side will help you make an informed decision.
A good investment loan can make property investment a much smoother process.
Whether you are adding value to an existing property by renovating to re-lease or to sell, planning a subdivision, purchasing raw land and improving it by building a block of apartments, offices or a house, I can assist you to secure the right funding to get your next project off the ground.
Various business lending scenarios
First Home Buyers
First of all, congratulations! If you are like most first home buyers you are excited about getting your foot in the door of your own home.
Whether you are buying your first home, an investment property or a new home, it’s important to obtain a home loan pre-approval.
Refinancing your current home loan is a good idea if you want to lower your monthly repayments, access existing equity in your home loan or to consolidate debt.
Are you self-employed but not sure if you're qualified for a home loan? Lenders have a different way of assessing the income of self-employed applicants. As a self-employed person, you can be classified as a full-doc applicant or a low-doc applicant.
Warning for first time buyers! Don’t bid until you’ve done these three things
If you’re buying your first home or helping a family member enter the property market, make sure you’re ‘bid ready’ by doing the following before raising a bidder paddle or making an offer.
5 reasons buyers are in the driver’s seat this winter
Winter traditionally brings with it a lull in the property market, yet this winter is like no other. What’s in it for you if have plans to buy? They say property cycles are seasonal in Australia: in winter we hibernate (owners don’t look to sell and buyers are less active), then in Spring bidders ‘bloom’ (excuse the pun) and homes pop up for sale in colourful abundance.
A new financial year presents a whole new world for borrowers
It feels like everyone’s champing at the bit to see change in the sluggish property and lending sectors in Australia. The central bank consecutively cut cash rates to new lows, banks have quickly responded, the regulator has relaxed the serviceability floor for borrowers, non-bank lenders are back with a vengeance, and we’re seeing more first home buyers bidding than at any other period in the last seven years.