Mortgage Broker servicing North Melbourne, Essendon, Brunswick and surrounding areas
Buying a home is both exciting and stressful. It's a major decision and having a broker on your side will help you make an informed decision.
A good investment loan can make property investment a much smoother process.
Whether you are adding value to an existing property by renovating to re-lease or to sell, planning a subdivision, purchasing raw land and improving it by building a block of apartments, offices or a house, I can assist you to secure the right funding to get your next project off the ground.
Various business lending scenarios
First Home Buyers
First of all, congratulations! If you are like most first home buyers you are excited about getting your foot in the door of your own home.
Whether you are buying your first home, an investment property or a new home, it’s important to obtain a home loan pre-approval.
Refinancing your current home loan is a good idea if you want to lower your monthly repayments, access existing equity in your home loan or to consolidate debt.
Are you self-employed but not sure if you're qualified for a home loan? Lenders have a different way of assessing the income of self-employed applicants. As a self-employed person, you can be classified as a full-doc applicant or a low-doc applicant.
Could PayPass ruin your home ownership dreams?
Even as property prices are dropping, it is getting more difficult to secure a mortgage. Given property valuations are lower, and the Royal Commission has scrutinised Lenders’ home loan application processes, prospective Aussie homeowners are reporting that it is taking months to get approval and that they don’t even know what is required for a successful application anymore.
Broker vs Bank. What's the difference?
When it comes to deciding if you’ll use a broker or go direct to your bank for your next refinance, investment property or car loan, it’s important to know what each can offer.
6 things to consider when applying for a loan
Even though property prices are dropping, it is getting more difficult to secure a mortgage. Given property valuations are lower, and lenders’ home loan application processes have been scrutinised by the Royal Commission, prospective Aussie homeowners are reporting that it is taking months to get approval and that they don’t even know what is required for a successful application anymore.