MARK HARRISON BLOG

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    Could a rate cut in October coincide with a turn in the market?

    ​Historically, one of the best barometers for the health of the property market is auction data… So, I asked my colleagues at Australia’s largest real estate company - Ray White - to share their nationwide auction stats looking back at the year that has been. They collect this data every weekend,...

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    When is cheaper not necessarily better?

    ​With all the hype around record low interest rates it's easy to get tunnel vision and focus only on the lowest number when choosing a home loan provider, however finding the right loan is about much more than just the best rate. When assessing possible options for home loans, borrowers frequentl...

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    Shares, cash, real estate and record low interest rates.

    We’ve not seen interest rates at this level since the 1950s, so what are the opportunities and pitfalls that come with a cash rate at one percent for everyday investors?​ Low interest rates represent benefits in some investment categories, and hurdles in others. So how do you make low rates wo...

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    Selling this Spring? You only have eight minutes to make an impression.

    ​A recent study has revealed that it takes only eight minutes on average for home hunters to decide whether or not to buy a particular property. That’s swift! Even more-so if you consider that buying a home is the single biggest purchase a person will make in their lifetime. So if you’re selling ...

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    Market begins recovery, but borrowers are being caught unawares.

    “We’re very confident the housing market has bottomed,” proclaimed Australia’s largest property developer last week. But loans are still an issue, needlessly. Make sure your spring buyer clients are prepared sooner rather than later.

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    What do mortgage brokers and gardeners have in common?

    ​If you’re a green thumb: you know one plant species from the next, you have a sense of landscaping styles, as well as the skill, equipment and time, then you don’t necessarily need a gardener. But if you’re lacking time, knowledge, the requisite skill or maybe just don’t want to get your hands d...

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    Warning for first time buyers! Don’t bid until you’ve done these three things

    If you’re buying your first home or helping a family member enter the property market, make sure you’re ‘bid ready’ by doing the following before raising a bidder paddle or making an offer.

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    5 reasons buyers are in the driver’s seat this winter

    Winter traditionally brings with it a lull in the property market, yet this winter is like no other. What’s in it for you if have plans to buy? They say property cycles are seasonal in Australia: in winter we hibernate (owners don’t look to sell and buyers are less active), then in Spring bidders...

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    A new financial year presents a whole new world for borrowers

    ​It feels like everyone’s champing at the bit to see change in the sluggish property and lending sectors in Australia. The central bank consecutively cut cash rates to new lows, banks have quickly responded, the regulator has relaxed the serviceability floor for borrowers, non-bank lenders are b...

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    Are your clients “bid ready” for this unconventional Spring selling season?

    ​As positivity reemerges in the property market, and banks lower the testing rate on serviceability criteria, more of your clients may be planning on buying soon. Indeed, how much they can borrow today is likely vastly different to last month.

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    The good, the bad and the interest only

    The RBA regularly disappoints audiences who prefer their fiscal performances feisty! Same costumes, dreary music, monotone actors. But this month’s curtain revealed a rate cut of 0.25%—the first variation in three years…

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    Is it a bird? Is it a plane? No, it's a pre-approval!

    Your x-ray vision has showed you some properties you’d like to buy. And you’re ready to move faster than the speed of light. But, even your sharp senses aren’t telling you just how much you can borrow… And, uncertainty and lack of confidence are a buyer’s kryptonite! Enter your super power in the...

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    Dinner table convo; nail the Aus economy in 3mins

    The RBA regularly disappoints audiences who prefer their fiscal performances feisty! Same costumes, dreary music, monotone actors. But this month’s curtain revealed a rate cut of 0.25%—the first variation in three years…