About Mark Mihalic
My experience spans more than 25 years in the finance industry, and the last 15 of those have been on the Sunshine Coast. With solid local contacts and a wide range of finance products on my books, there is no challenge I can't tackle. My clients come from just down the street, to the other side of the world - but I always work in the best interest of my clients, never the banks'.
Let me help you find the home loan that's right for your individual needs.
I just want you to know how much I appreciate all you have done in organising my recent home loans. Your follow up and attention-to-detail was first class and I would have no hesitation whatsoever in recommending you to anyone. It's easy to see why you are such a success at what you do. Good luck with your future and once again, thank you.
Philip Parker, Brisbane
I have experience with all types of investment loans, with a view to maximising negative gearing opportunities. Whether you're a first-time investor or the experienced owner of numerous properties, I can show you all the investment loan options available to you.
The most important aspect for owner-occupiers is to find the home loan with the most competitive interest rate yet that still gives you the flexible features you need to manage your mortgage effectively. I understand that sometimes the lowest interest rate is not always the best home loan and can explain the banking jargon in easy-to-understand language.
Even when refinancing your home loan with your own lender, a mortgage broker can often help you get a better deal. Refinancing your home loan can give you access to equity in your property, lower your repayments or help you consolidate debt.
I had been experiencing difficulties in obtaining refinancing in Sydney in relation to my Weyba Downs property. Mark took up my cause and within a short period of time had reorganised my finance. Once my finance was approved my original lender became aware of my discharge and was prepared to offer just about anything I required in order to keep me as their client. Mark was able to steer me through the financing alternatives and had the good sense to help me understand that moving to a new lender was the most appropriate course of action.
Andrew Fairbarn, Sydney
First Home Buyers
I aim to ensure my first home buyer clients to minimise the costs associated with borrowing money to buy property. I help all of my first home buyers with filling out application forms for the First Home Owners Grant (FHOG) and genuinely look forward to seeing the satisfaction that comes from their first property purchase.
Loans for Self-Employed Borrowers
Self-employed borrowers who require a specific type of loan structure to meet their needs should definitely employ the services of a professional mortgage broker. Since the Global Financial Crisis, lenders have become more cautious about lending money and I know what paperwork is needed to get loans for self-employed borrowers across the line.
Sunshine Coast Customers
While I frequently work with interstate and international clients, my local customers are primarily in and around Caloundra, Golden Beach, Little Mountain, Shelly Beach, Moffat Beach, Kings Beach, Currimundi, Noosa Heads, Noosaville, Sunshine Beach, Sunrise Beach, Peregian Beach, Coolum Beach, Doonan, Tewantin, Cooroy, Eumundi. and Wurtulla, on Queensland's beautiful Sunshine Coast.
Are they being overlooked?
Despite interest rates dropping to historic lows, less than ten percent of mortgage holders in Australia have refinanced. That means millions of mortgage holders are paying extra interest for no reason or benefit. That’s the definition of crazy, given I’ll happily do all the heavy lifting for your clients.
Rock bottom rates = time to refinance
Despite interest rates dropping to historic lows, less than ten percent of mortgage holders in Australia have refinanced. That means millions of customers are paying extra interest…for no reason or benefit. Especially when you have a broker like me that's here to do the heavy lifting for you.
7 benefits of using a mortgage broker
We're more than masters of mortgages. Here are 7 non-financial reasons why it's important to have a broker like me on your side.