Loan Market Finance Broker servicing Clare Valley, Gawler, Barossa, Mid North, Yorke Peninsula and Eyre Peninsula regions of South Australia.
Whether you’re a first home buyer or looking to purchase your 3rd investment property, you will need to speak to an expert who can calculate your borrowing power, deposit/equity required and get you the loan that suits your wants and needs.
Investment home loans
When considering buying an investment property, it should be dealt with as a business decision. Taking the emotion out of buying a property is hard, but essential if you want your investment to do well in the long term.
If you've met or known someone that has built a home, they will usually tell you how stressful the whole process was. This is largely due to that fact that they were not educated on exactly what to expect throughout the process. I can help guide and educate you through the construction loan process.
First Home Buyers
Buying your first home can be very daunting but exciting. I will assist you through the whole process, from our initial meeting, where I will go through with you all aspects of your loan and any questions you may have. The most commonly asked questions being; how much deposit do I need? How much can I borrow? How does the first home owner grant work?
Asset finance simply put, is the capacity to finance the purchase of assets for the self-employed, small business owners, contractors.
The most important thing to ask yourself when you are considering refinancing is will this put me in a better position? I can go through the process and costs involved in changing home loans and if it's going to put you into a better position then why not?
Whether it’s consolidating those annoying credit card debts or borrowing to do some extensions on your home, people use personal loans for many reasons. Just like home loans there are many different lenders and many different interest rates. I can show you which lender is most suited to your purpose and who is offering the most competitive rates.
When you have multiple debts, it can be stressful trying to keep them all under control, and can put pressure on your family and other areas of life. Many of us have personal loans, car loans and credit cards which we pay off each month, often to different financial institutions. This means you could be paying more than you need to be.
A formal pre-approval is a critical step in purchasing property - it's when a lender gives you an approved amount to borrow based on a full assessment of your financial situation.
Do you have a grip on your finances?
Do you know how much you owe, what your super balance is or what interest rates are around right now? If you don’t, you’re not alone.
More and more people are using brokers
Mortgage brokers are being used now more than ever. Why is this happening?
Is now the time for first home buyers?
If you’re a first home buyer with your finances in order and a good credit record - the odds are in your favour! If the data is anything to go by, opportunities will only get better.