Loan Market Finance Broker servicing Clare Valley, Gawler, Barossa, Mid North, Yorke Peninsula and Eyre Peninsula regions of South Australia.
Whether you’re a first home buyer or looking to purchase your 3rd investment property, you will need to speak to an expert who can calculate your borrowing power, deposit/equity required and get you the loan that suits your wants and needs.
Investment home loans
When considering buying an investment property, it should be dealt with as a business decision. Taking the emotion out of buying a property is hard, but essential if you want your investment to do well in the long term.
If you've met or known someone that has built a home, they will usually tell you how stressful the whole process was. This is largely due to that fact that they were not educated on exactly what to expect throughout the process. I can help guide and educate you through the construction loan process.
First Home Buyers
Buying your first home can be very daunting but exciting. I will assist you through the whole process, from our initial meeting, where I will go through with you all aspects of your loan and any questions you may have. The most commonly asked questions being; how much deposit do I need? How much can I borrow? How does the first home owner grant work?
Asset finance simply put, is the capacity to finance the purchase of assets for the self-employed, small business owners, contractors.
The most important thing to ask yourself when you are considering refinancing is will this put me in a better position? I can go through the process and costs involved in changing home loans and if it's going to put you into a better position then why not?
Whether it’s consolidating those annoying credit card debts or borrowing to do some extensions on your home, people use personal loans for many reasons. Just like home loans there are many different lenders and many different interest rates. I can show you which lender is most suited to your purpose and who is offering the most competitive rates.
When you have multiple debts, it can be stressful trying to keep them all under control, and can put pressure on your family and other areas of life. Many of us have personal loans, car loans and credit cards which we pay off each month, often to different financial institutions. This means you could be paying more than you need to be.
A formal pre-approval is a critical step in purchasing property - it's when a lender gives you an approved amount to borrow based on a full assessment of your financial situation.
Utility bills blowing-out? Compare, Switch and Save with Home Now
Did you know that 3 out of 4 Australians are on the wrong energy plan and are paying too much? With so many utility providers touting different offers it can be confusing and time consuming to compare providers for electricity, gas and internet by yourself.
Getting set for 2019
Yes, February is already here and saying ‘Happy New Year’ is done for now. So if you haven’t had a long hard look at your finances it’s time to get cracking and make sure you’re heading to where you want to be.
Rates are moving. What are your options?
The last major Australian bank has just increased its rates putting its owner occupiers on principal and interest up 0.12% and interest only rates up 0.16%. What will happen next?