Mortgage Broker in Ferntree Gully, Mitcham, Mt Evelyn, Croydon and surrounding suburbs
My role as a mortgage broker is to take the stress out of finding the right home loan and help my clients to understand the home loan process. As I work closely with real estate agents, I understand the pressures involved with buying and selling property, and have the finance knowledge and experience to guide you through from beginning to end.
In addition I can provide you with insightful data on any properties you are interested in to help ensure you purchase the right property at the right price. We will also look at your long term goals so that the right structure is set up with these goals in mind and for future wealth creation.
Getting your home loan sorted out early can ensure you are in the best position to negotiate for your home on your own terms.
As a property investor myself, I understand how important it is to have not only the right loan, but more importantly the right structure, to suit your situation and ensure you have a fantastic end result from your investment.
Many Australians enjoy the freedom of working for themselves, but being self-employed means time is of the essence, not to mention the challenge of keeping up with the paperwork of running your own business.
Did the new year renew your clients' property ambitions?
What a difference a year makes. When we reflect on housing and lending in 2019 there is a theme of uncertainty. The property market took a downward turn, and financial institutions got hauled before the public to explain a myriad of practices that subsequently caused the regulator to impose stricter rules on investor and interest-only loans. The confluence of these two factors injected concern into the minds of buyers and borrowers. But much has changed since then and subsequently borrower sentiment and determination to enter the market has re-emerged.
Help more clients turn their financial resolutions to reality
I get an influx of clients with optimism and determination booking appointments at the start of every year. They plan to buy an investment property, or set up their children with their first property, and couples start getting serious about the first home purchase. You likely get the same sort of enquiry at the beginning of every year. Clients who have had time to reflect and plan over the festive break, and come back in January with goals. Research shows that around half of us make a New Year's resolution but only 12 per cent stick to it.
Goal setting vs goal kicking: five ways to win in 2020
It’s a new year! So, you’re going to be thinking about how you want this year to be an improvement on the last. I have some home truths for you. Some things you need to hear. Half of us in Australia set new year’s resolutions, but only 12 per cent of us stick to them. So, as a valued client of mine, I want you to know how to not just goal SET for 2020, but how to follow through and KICK goals too. We’re going to do this. You ready?