Mortgage Broker in Ferntree Gully, Mitcham, Mt Evelyn, Croydon and surrounding suburbs
My role as a mortgage broker is to take the stress out of finding the right home loan and help my clients to understand the home loan process. As I work closely with real estate agents, I understand the pressures involved with buying and selling property, and have the finance knowledge and experience to guide you through from beginning to end.
In addition I can provide you with insightful data on any properties you are interested in to help ensure you purchase the right property at the right price. We will also look at your long term goals so that the right structure is set up with these goals in mind and for future wealth creation.
Getting your home loan sorted out early can ensure you are in the best position to negotiate for your home on your own terms.
As a property investor myself, I understand how important it is to have not only the right loan, but more importantly the right structure, to suit your situation and ensure you have a fantastic end result from your investment.
Many Australians enjoy the freedom of working for themselves, but being self-employed means time is of the essence, not to mention the challenge of keeping up with the paperwork of running your own business.
This is in your interest
A certain “set and forget” mentality slips in with mortgages. Money leaves your account to nibble on your mortgage. Meanwhile, you get on with other things. But here’s the question — if you have an interest only mortgage (IO) when does it switch to principal and interest (P&I)?
The challenges facing residential prices
After five years of stunning price growth, Australian residential property prices have just fallen for the eleventh month in a row according to a recent report from Core Logic.
Royal Commission revelations: who do I work for?
Last Friday, Commissioner Kenneth Hayne released his interim report into the Banking and Finance industry which, at this stage, raises more questions than answers. The final report is due out in February, 2019 however with all the media commentary over the weekend, I thought I’d take the opportunity to highlight a few things that as your broker, I am particularly proud of in the wake of all this turmoil.