Refinancing

Mittagong • Bowral • Moss Vale • Burradoo • Berrima


Refinancing debts, whether it’s is for a residential home loan or for a business loan is often viewed as a 'CHORE'.

We think that it’s going to be difficult and time consuming and therefore not worth the time it would take out of our busy lives, so we take the path of least resistance, procrastinate and all too often, simply don’t bother and lose the opportunity of establishing ourselves with another funder who actually values your business and provides a better all round deal.

Make the time, let me provide you with a complimentary home loan or business loan health check.

There is nothing for you to lose and everything to gain if you are not being treated fairly by your Bank and haven’t considered what is available to you in the market place.

Chances are, that perhaps you are being treated fairly by your existing bank and the costs, terms and conditions of your current loans are in fact competitive with what is being offered in the market, but unless you actually take the time to check – you’ll never know.

I am an accredited Finance Broker with 25 funders for residential loans and all of the Prime and Sub Prime Banks for any type of commercial finance.

If you do choose to refinance after we have met and discussed your situation, I will make the transition Bank to Bank as seamless as possible.


I met Mary Ramsay in 2006 when my then Bank chose to vary the terms of a large property deal, a week before settlement. We met at my home and after collecting all the required documentation, she organised a better banking arrangement in 2 days with another Bank. She could do that due to her Banking background, great knowledge and understanding of the finance industry. Over the last 6 years, I have used Mary’s professional services in a number of capacities ranging from real estate transactions to business acquisitions. I have found her to be responsive, able to keep confidentiality, ready to negotiate on my behalf and as always, a great sounding board. I would highly recommend Mary Ramsay to anyone looking to finance or re-finance real estate

- Andre Pravaz – Cremorne NSW

Related content