Loan Market Mortgage Broker servicing Morningside, Cannon Hill, Greenslopes and surrounding suburbs
I can help find a product with a great rate that will match your short and long term goals. You may wish to pay down your loan as soon as possible, make extra repayments or you may just want stability for the next few years while you grow your family or work on your career. Either way, I can search through 1000’s of loan products to find that one that suits your individual situation.
First Home Buyers
There is a lot to consider when buying your first home. What costs are involved in buying my first home? What sort of deposit will I need? Can I buy a home without a deposit? What is the process involved? Should I have a variable or fixed rate? I love educating my clients on everything property related as it is important to understand how your (possibly) biggest financial commitment works.
If you’ve had your home loan for a few years, chances are there may now be a more competitive rate available for you, either with your current lender or a new one. I can help negotiate your rate with your current lender or look at other options for you. You may find that your situation has changed and your loan no longer suits your needs and goals.
Having previously worked for a large property investment group, I have a lot of experience with investment loans. The way you structure your loans can have a big impact on your overall investment position. I can help you consider options that will allow you to maximise your return and help you to purchase your next investment property sooner.
When you have multiple debts, it can be stressful trying to keep them all under control, and can put pressure on your family and other areas of life. Many of us have personal loans, car loans and credit cards which we pay off each month, often to different financial institutions. Debt consolidation can be the solution to put you in a more competitive financial position.
You CAN save for a house while you rent
If you’re like many Australians who currently rent but would one day like to own their own home, you’re not alone. Having to pay rent, utility bills and other expenses, whilst trying to save for a house deposit may seem unattainable, but with some discipline and commitment it can be done.
In the past few months, a few lenders such as CBA its subsidiary Bankwest as well as AMP have all announced that they will not be accepting any further refinance applications for investment loans. Lenders have recently been hit with a proverbial stick from APRA (Australian Prudential Regulation Authority) and told to restrict the amount of investment lending they are doing.