Loan Market Kingsley, Mortgage Broker servicing Perth Northern Suburbs all the way to Lancelin.
Knowing that when you have a question about your home loan at 5:01 pm, there will be someone there to pick up the phone and find out the answer for you. Someone who will come and meet you in the comfort of your own home, in your own time, not make you take costly time off work. Someone who will help you through the entire journey of home ownership and remember who you are even after you have moved in. Someone who will find the home loan that is right for you and make the whole process hassle free.
That Someone is; Michael Irwin, Mortgage Broker. Loan Market Kingsley.
Buying your home can be an exciting yet overwhelming experience, not to mention a big financial commitment. Finding the right home loan can be a mine field, so let me help you navigate your way and find the right loan for you.
First Home Buyers
Buying your first home should be an exciting experience, letting me take the hassle out of getting your home loan. Whether you’re building or buying, I will be there with you along the entire process, from helping you to apply for the First Home Owners Grant to explaining all of the jargon that everyone is saying to you. I will be there for you from before you make your first offer to well after you have moved into your new home.
Don’t put finding the right loan for you in the “Too Hard Basket” just because you are self-employed. I’ll meet you when it’s convenient for you, not for the bank. No financials - no problem, we still have options. Low Doc loans are available.
Buying an investment property? Whether it’s your first or your fifth, there’s a loan that’s right for you. With investment lending policy changing all the time, you need to speak with someone who keeps up to date with latest deals.
It’s always important to remember to discuss your objectives when refinancing, whether its lower repayments, paying your loan off sooner or accessing your equity for a sparkling new pool for next summer.
There are many reasons for debt consolidation, talk to me to find out more. Options are available for home and personal loans.
Did you know that nearly a quarter of people who buy a new home will then purchase a new car within the next 6 months? Talk to me for great rates and hassle free service.
Buying a new camper trailer or just want to spoil yourself on a luxury getaway? Or for any other worthwhile purpose, ask about our range of personal loans.
This is in your interest
A certain “set and forget” mentality slips in with mortgages. Money leaves your account to nibble on your mortgage. Meanwhile, you get on with other things. But here’s the question — if you have an interest only mortgage (IO) when does it switch to principal and interest (P&I)?
The challenges facing residential prices
After five years of stunning price growth, Australian residential property prices have just fallen for the eleventh month in a row according to a recent report from Core Logic.
Royal Commission revelations: who do I work for?
Last Friday, Commissioner Kenneth Hayne released his interim report into the Banking and Finance industry which, at this stage, raises more questions than answers. The final report is due out in February, 2019 however with all the media commentary over the weekend, I thought I’d take the opportunity to highlight a few things that as your broker, I am particularly proud of in the wake of all this turmoil.