Michael Timothee Homepage
Mortgage Broker in Shepparton, Mooroopna, Tatura, Benalla, Seymour, Nagambie, Wangaratta, Cobram, Melbourne and all surrounding areas of the Goulburn Valley
My main focus is to provide a suitable recommendation for you by clearly understanding your needs and goals.
No matter what position you’re in, if you would like to chat about how we can help, feel free to contact me and we can get started.
From first home buyers looking to get into the property market to astute investors looking to add to their portfolio, we can help. We can also assist with personal and car loans as well as loans for commercial properties.
We do not charge a fee for our services, as we get paid by the lender of choice.
Give me a call.
Home Loans
Buying a home can feel a little overwhelming.
Investment loans
Whether you are looking to buy your first investment property or add to your portfolio I am here to help you.
Construction Loans
Building a new home? I can help you explore your options and find a loan that suits your current needs and future goals.
Pre-Approval
Whether you are buying your first home, an investment property or a new home, it’s important to obtain a home loan pre-approval so you know how much you can borrow.
Debt consolidation
Do you have other loans or credit cards that you would like to pay off and consolidate into one easy repayment?
Refinance
Is your interest rate as low as it could be?
First Home Buyer
For most Australians, dipping your toe into the property pool can be a very daunting, emotional and stressful time.
Self-Employed
Many Australians enjoy the freedom of working for themselves and like you I understand that running a small business comes with its challenges.
Commercial Property
Whether you are buying commercial property, undertaking property development, expanding your business or need some cash-flow funding, assistance from an expert commercial finance broker will be invaluable.
Asset Finance
Need some new equipment, vehicles or machinery for your business?
Car loans
When you do find the right one, you don’t want your car loan to hold you up.
Testimonials
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Allan
Mike was able to arrange a loan that no one else could have done for our requirements. No question was too hard for Mike to follow up or chase down. Mike worked hard to obtain the right loan that we needed to work for us and for that I recommend his services to anyone that requires specialty to put a loan together.
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Jakob
Mike was extremely helpful with finding the best value home loan that suited the goals I wanted to achieve. He was regularly keeping me up to date with the progress, and was always flexible anytime I wanted to meet to discuss and answer any questions I had, it made the normally complicated and time consuming process of getting a loan easy and stress free.
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Reanna
Very friendly and helpful
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Rebecca
Michael has refinanced numerous loans for my husband and I over recent years and we can’t speak highly enough of him. Michael listens and understands what we are looking for and always secures fantastic loans for us which in turn saves us money. Michael is always highly professional and efficient, doing all he can to ensure all runs smoothly. We will continue to use Michael for our future loans.
Latest News
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Are they being overlooked?
Despite interest rates dropping to historic lows, less than ten percent of mortgage holders in Australia have refinanced. That means millions of mortgage holders are paying extra interest for no reason or benefit. That’s the definition of crazy, given I’ll happily do all the heavy lifting for your clients.
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Rock bottom rates = time to refinance
Despite interest rates dropping to historic lows, less than ten percent of mortgage holders in Australia have refinanced. That means millions of customers are paying extra interest…for no reason or benefit. Especially when you have a broker like me that's here to do the heavy lifting for you.
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7 benefits of using a mortgage broker
We're more than masters of mortgages. Here are 7 non-financial reasons why it's important to have a broker like me on your side.