Loan Market Mortgage Broker servicing Bulimba, Hawthorne, Morningside, Coorparoo, Brisbane and surrounding suburbs
The purchase of real estate is one of the most important financial decisions we make and it is prudent to ensure that you are considering your financial goals and all your requirements – not only for the short but also for the medium and longer terms.
Investment home loans
Investment property loans are offered by almost all lenders but they may not all fit your specific investment goals. By gearing your property portfolio with the right lending, you can maximise your borrowing capacity, maintain cash flow and set yourself up for future investments.
First Home Buyers
Getting into your first home takes considered planning and research. You’ve got to establish where you want to live, the type of house you need, how much you can afford, whether to buy or to build, and more. You’ll be in contact with real estate agents and solicitors, banks, possibly accountants, and even local councils. It’s exciting, but can also be a little overwhelming. When it comes to financing your first home, the right advice can make your life a lot easier.
With many borrowers unaware of the interest rates on their existing mortgage, the home loan you signed up for yesterday may not be the right fit for you today. That’s why it makes sense to regularly ‘health check’ your home loan to ensure you’re getting the most from your biggest investment.
Combining consumer debt with your home loan has the benefit of a lower interest rate, with the convenience of one simple repayment. It’s important so seek professional advice when consolidating debt, as a longer loan term can offset the benefit of a lower rate meaning you have higher interest costs over the longer term.
It you’re self-employed, it doesn’t matter how much you earn or how regular your income is if your bank doesn’t understand your business.
Personal loans can be arranged for a multitude of purposes and can be tailored to suit both your budget and lifestyle.
Car loans and car buying service
When it comes to saving money and securing a great deal on your new car, there is a two-pronged approach: 1. Finance First – know your borrowing or leasing options and costs upfront. 2. Car Research & Negotiation – know who or where is offering the best car deals.
Having previously worked as a commercial banker for a number of years across several major banks, Mick can help you with business finance for the purchase, lease or expansion of your business, as well as cash flow lending. Big or small, start-up or market leader, we’ve got the know-how, the contacts and the experience to make it happen.
Get your business started, invest in equipment, or realise your goals to expand or upgrade with flexible finance solutions designed specifically for your needs.
Number crunch: The nitty gritty of buying your home
Buying your first place? The numbers can be scary, that’s for sure. But while the kinds of figures involved are intimidating, knowledge is power. And if you can get your head around these basics, you’re honestly most of the way there.
Brush up on your loans. The loan-type cheat sheet.
You’d think a loan was a loan, wouldn’t you? But there’s a surprising number of variations. So it’s worth running your eye over our little cheat sheet – it really helps you choose the type that’s right for you when the time comes...
The loan process demystified
We know, your first steps in property can feel daunting. It’s all strange terms, huge outlays, and the feeling like one mistake and the roof will come down on you. So, we’ve laid out the loan process to help you cruise through like a pro.