Your Mortgage Broker in Brisbane Southside, Logan and the Gold Coast
I have been in the Banking & Finance industry for 35 years. Which means, I have been in finance longer, than the age of most bank managers. I have worked for a number of financial institutions, and have held the positions of Branch Manager, Lending Manager, Area Manager, and State Manager among others. For the last 18 years I have been a broker with Loan Market, and in that time have organised in excess of $200 million in home loans. I have dealt with over 1,000 clients. I am proud to say that I have never received a complaint from any of my clients. I have been an Elite Broker for a number of years, and have won an MFAA Excellence Award. So not only am I a qualified, and experienced professional, I also have a very proud record in the industry.
Many Australians enjoy the freedom of working for themselves, but being self-employed means time is of the essence, not to mention the challenge of keeping up with the paperwork of running your own business.
Buying your home can be an exciting yet overwhelming experience, not to mention a big financial commitment. When you look for a home loan, consider the size & type of the loan, the deposit you have and the type of property you want to buy.
Investment loans vary depending on what you are looking to achieve, and can be either very simple (like your standard home loan), or something more complex that helps you to make effective use of tax, gearing and repayments.
This is in your interest
A certain “set and forget” mentality slips in with mortgages. Money leaves your account to nibble on your mortgage. Meanwhile, you get on with other things. But here’s the question — if you have an interest only mortgage (IO) when does it switch to principal and interest (P&I)?
The challenges facing residential prices
After five years of stunning price growth, Australian residential property prices have just fallen for the eleventh month in a row according to a recent report from Core Logic.
Royal Commission revelations: who do I work for?
Last Friday, Commissioner Kenneth Hayne released his interim report into the Banking and Finance industry which, at this stage, raises more questions than answers. The final report is due out in February, 2019 however with all the media commentary over the weekend, I thought I’d take the opportunity to highlight a few things that as your broker, I am particularly proud of in the wake of all this turmoil.