Your Mortgage Broker in Brisbane Southside, Logan and the Gold Coast
I have been in the Banking & Finance industry for 35 years. Which means, I have been in finance longer, than the age of most bank managers. I have worked for a number of financial institutions, and have held the positions of Branch Manager, Lending Manager, Area Manager, and State Manager among others. For the last 18 years I have been a broker with Loan Market, and in that time have organised in excess of $200 million in home loans. I have dealt with over 1,000 clients. I am proud to say that I have never received a complaint from any of my clients. I have been an Elite Broker for a number of years, and have won an MFAA Excellence Award. So not only am I a qualified, and experienced professional, I also have a very proud record in the industry.
Many Australians enjoy the freedom of working for themselves, but being self-employed means time is of the essence, not to mention the challenge of keeping up with the paperwork of running your own business.
Buying your home can be an exciting yet overwhelming experience, not to mention a big financial commitment. When you look for a home loan, consider the size & type of the loan, the deposit you have and the type of property you want to buy.
Investment loans vary depending on what you are looking to achieve, and can be either very simple (like your standard home loan), or something more complex that helps you to make effective use of tax, gearing and repayments.
Negative gearing, capital gains and a possible Labor victory
With the recent leadership spill - many questions have been raised. What does it mean for Australians and the housing market? Two things come to mind…
Rates are rising, but who will join the party?
Westpac has broken the rate rise stalemate between the Big4 when it decided to raise home loan interest rates. With the official cash rate staying put by the Reserve Bank of Australia (RBA) and 3 of the Big4 now with a rate rise in play, who else will play copy cat and hike up their rates too?
Bank or broker? Who should help you with your loan.
While there’s a lot to know when it comes to getting competitive, hassle-free advice on a loan, the question remains do you go with your bank or a mortgage broker?