The First Home Buyer's Mortgage Broker.
Whether you’re a first home buyer or looking to purchase your 3rd investment property, you will need to speak to an expert who can calculate your borrowing power, deposit/equity required & get you the loan that best suits your wants & needs.
First Home Buyers
Buying your first home can be daunting task & for good reason. It will more than likely be the single biggest financial decision you will make. The good news is that you’re not alone, every first home buyer goes through the same thing.
If you've met or known someone that has built a home, they will usually tell you how stressful the whole process was. This is largely due to that fact that they were not educated on exactly what to expect throughout the process.
Investment Home Loans
When considering buying an investment property, it should always almost be dealt with as a business decision. Taking the emotion out of buying a property is hard, but essential if you want your investment to do well in the long term.
Asset finance simply put is the capacity to finance the purchase of assets for the self-employed, small business owners, contractors.
What is LMI?!
If you have ever applied for a home loan or done any research on getting a home loan, you have probably herd the abbreviation LMI or MI which stands for Lenders Mortgage Insurance. Lenders mortgage insurance is often misunderstood amongst many as it is usually not explained property in detail. LMI can be thousands of dollars so it is important to understand at least the basics of how it works & how it is calculated.
Are pre-approvals worth it?
Whether you're a first home buyer, upgrader or investor, you would have probably herd of a pre-approval. To put it simply, a pre-approval is a conditional approval from a lender.
Save money on your biggest debt
It always amazes me when I speak with people about their current situation & they have no idea what interest rate they are paying on their home loan, car loans, credit cards, etc.