Bank of China


Latest News

1 October 2020

Effective 01 October 2020, Bank of China Fourth Quarter Home Loan Promotions are showing as below. 

From this date, our new lowest rate is 2.29% p.a. for Owner Occupied 2 & 3 years fixed rate loans.
Discount Plus Investment Home Loan Rate: 3.08%(P&I), 3.38%(IO)


More promotional offers:
  • For new borrowers who apply for both owner-occupied and investment loans can receive an additional discount of 0.1% p.a. for variable rate products.
  • For new borrowers who previously held overseas student account in BOCAL, a further 0.05% p.a. discount applies for owner-occupied and investment variable rate products.
  • The above offers cannot be enjoyed at the same time.
Eligibility criteria
  • Promotional rates and cashback offer available for loan applications received from 01 October 2020 to 31 December 2020 and settled before 31 March 2021.
  • Promotional rates and cashback offer available for loan applications fully assessed on Australian Income with an LVR ≤ 80%.
  • Each customer (including each holder of joint accounts) can only participate once Cashback offer.
  • Applications must be for a new Owner Occupied home loan with new security property to Bank of China.
  • No special offers for LMI applications.
  • Any changes will be updated accordingly at any time during this promotion period.