Buy Your Dream Property

Rising interest rates and high property prices are making it even harder to get a foot in the property market. The key to success is discipline - having a plan and sticking to it.

How much can I borrow?

A good starting point, the borrowing power calculator will help you determine your borrowing capacity based on your current income and expenses. The way your expenses are calculated will depend on whether it is a single or joint application, and how many dependants you have.

How much do I need for a deposit?

Saving for a deposit to buy your first home can be overwhelming and frustrating when you are renting but it doesn't have to be. Some lenders will require at least 10% deposit of the purchase price of the property. St George bank has made welcomed changes toits home loan deposit structure and will now accept rent as a form of savings for a home deposit when there is evidence of at least 12 months of satisfactory and continuous rental history through a rental property leased by a licensed property manager

What other costs am I up for?

Speaking to an expert mortgage broker will help you budget for government and other costs, such as stamp duty (if applicable), moving costs, strata costs, as well as building and pest inspections.

Which home loan is suitable for me?

Contactone of our home loanexperts to discuss which loan suits your finance needs.ALoan Market expert will discuss withyou what home finance products are available, helping you choose the right home loan, getting it approved, settled and staying in touch afterwards.

A Loan Market broker will also monitor both your changing circumstances along with interest rates and economic influences. And any time you need it, a Loan Market broker can also organise your personal loans, car loans or business loans and leasing. If you are approved for a home loan andyou areeligible for the First Home Owners Grant, we'll even help you with the paperwork.

You may be able to borrow sooner

You willget your own dedicated home loanexpert from application to settlement. There are plenty of great home loan products around if you know where to look and who to ask. Every day, Loan Marketmortgage brokers link home owners, investors and business people with the best finance products available from their wide panel of major banks and lenders.