Do you know if you're ready to buy a home?
Not ready to buy a home yet? Who says? The home buying journey starts long before you go house hunting, so get going!
Set a budget
Normal day to day saving may be helping you to put some money away for a future home loan deposit, but if you are really serious about buying a house maybe you need to shift up a gear.
Why not do a serious budget that sees you knuckling down and going for an aggressive savings schedule?
See what’s out there
Start looking around at your buying options. Think about where you want to live, what sort of property you want and what features will absolutely be needed to make your shortlist.
Once you get an idea of the prices of the sorts of properties you are interested in, you can evaluate your finances from this perspective.
Find out where you stand
A mortgage broker can tell you your true borrowing capacity and evaluate whether you may be in a position to buy without realising it.
They can also answer all your home loan questions and find the right mortgage product for you.
To get more detailed information on your situation, talk to a Loan Market mortgage broker today.