Do your homework

Since restrictions on lending have come into play, buying property might seem a little bit more challenging.

There are still investment opportunities across the country and buying property continues to be an achievable goal.

Here are some tips if you’re preparing to buy in 2016.

Do your homework

Spend some time
researching before you embark on your buying journey. The Australian property market is made up of vastly different markets and sometimes the smarter purchase is one in a state or region you haven’t considered before.


can help make sure that you make more informed decisions and can be the difference between a good and a great buy.

Set some goals

Whether you’re buying your first or fifteenth property, it’s important to know what you want to get out of your purchase. Buying property - whether to live in or rent out - is a long-term investment, and is an important step in your financial journey. Setting a strategy allows you to plan for the
long-term. Reviewing your strategy each year can help determine how you’re tracking as well as make sure you can adjust your plan as your goals and ambitions change over time.

Having a long-term strategy in place can also help in making sure you can afford your mortgage repayments over the life of your loan.

Seek help from a professional

Navigating through the process of organizing the right finance to buy a property is complex, no matter how many times you’ve done it in the past. Things change constantly; rates go up and down, fees are adjusted, new products and features are launched. And let’s face it, there are way too many options out there to compare on your own.

Whether it’s a brand new home loan or refinancing an existing one, a mortgage broker has the ability to find the most suitable options to align with the goals you’re trying to reach.

To discuss your home re-finance options or find the loan that is in your best interest, simply phone me on 0407240 892 or email at

Don't forget we also specialize in car finance, as well as loan protection to give
you peace of mind should anything prevent you from making your repayments
during the course of your loan(s).

Evi Wyszenko and Team