How Can A Mortgage Broker Help Me With Property Investment?

Australians who wish to create wealth through real estate purchases often achieve this through property investment loans.

There are many options for investment loans including simple home loans to complex home loans, depending on the particular goals of the borrower.

It may be beneficial to enlist the professional advice of an experienced mortgage broker who can help determine your borrowing capacity and the best possible choice for a particular investment opportunity.

Experienced investors may have more options available to them than those entering the world of property investing for the first time.

A popular strategy for first-time investors is to use the equity in a principal place of residence (PPR) as additional security for their investment property purchase, as it decreases the size of the deposit required.

Line of credit home loans are often used to purchase multiple investment properties. This strategy allows you to use fixed and variable interest rates.

Another common strategy for investors is called cross-collateralisation, which is the use of two or more properties to secure a single loan (in this case the PPR and the investment property).

A mortgage broker can help navigate these choices to get the best out of your investment property.

To get more detailed information on your situation, talk to a Loan Market mortgage broker today.