Keep On Track With Your Home Loan Saving This Christmas

Saving for home loans is never a walk in the park, but at this time of year it can be downright challenging!

Christmas means gifts, food, family and fun - but not all of these things are free! If you’re trying to save a deposit for a house, the summer months really can be trying times.

Luckily however, if you take a smart approach to the season of giving, this needn’t be so.

Instead of letting the cost of present buying get out of control, why not make your own gifts this year? Something you make yourself will be unique and show real thought and effort.

If you’re crafty you can make clothes, jewellery or a customised picture frame filled with a treasured photo of you and the person the gift is for.

Alternatively, you could write a story or a comic book starring the lucky person and make them laugh with a funny tale.

The possibilities are limited only by your imagination. To make it even more fun, give yourself a limit for the cost of materials - $5 for example - and see what wonders you can create on a shoestring budget!

As for the post-Christmas sales - you’ll just have to exercise some self-discipline!

To get more detailed information on your situation, talk to a Loan Market mortgage broker today.