NEWS & INSIGHTS

As home finance experts, we love keeping Australians like you up to speed on finance news, home advice and tips to grow your wealth.

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    Home Loans - How Big Should My Deposit Be?

    First home buyers frequently wonder how much money they need to have saved before they can apply for a home loan. The answer depends, of course, on a number of factors - including whether or not the property is being purchased for the owner to live in or for an investment. It also depends on the...

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    How Do I Choose a Mortgage Broker?

    Choosing a mortgage broker is an important step in making your first property purchase - and whether you are a first home buyer or it's your first time using a mortgage broker, you need to make an informed decision. Think of your mortgage broker as a home loan expert of sorts - you will rely on...

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    How To Crunch Numbers With a Mortgage Calculator

    Applying for a mortgage is one of the biggest financial decisions you are likely to make - and with so many things to think about, it is important that you have a solid understanding of your budget. From determining your borrowing power to evaluating the costs of additional expenses - such as...

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    How Much Can I Afford To Spend On My First Home?

    If this is your first foray into the residential property market, you might be wondering where to begin when it comes to setting a budget. The trick is to ensure that your property costs and home loan repayments are manageable over the long-term, which is why it is good to begin by assessing your...

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    First Home Buyers - Budgeting for Stamp Duty

    If you are a first home buyer, it is likely that you have come across the term 'stamp duty' in your research. It is important to have a comprehensive understanding of this cost, as well as the other fees that can be associated with buying a home. Stamp duty is a general tax imposed on certain...

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    Choosing a Home Loan - Costs to Consider

    If you are weighing up your options when it comes to home loans, you will want to look beyond the interest rate to determine what your total costs will be. A number of common fees and charges are associated with many home loan products - and it is important to have a solid understanding of these...

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    Choosing the Right Home Loan

    When it comes to home loans, there are many different types to choose from - and if you are a first home buyer, you'll want to carefully consider your options. It is important to remember that all home loans are not created equal - and likewise, neither are the priorities of all borrowers. For...

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    How Much Can I Borrow?

    If you are planning to buy your first home, you are probably wondering how much money you will be able to borrow. Mortgages can vary considerably between lenders and products, so it is important that you not only assess how much you can afford to repay, but also which home loan is right for you....

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    Rate Hold Reflects Stable Local Economy

    The Reserve Bank of Australia (RBA) keeping official interest rates on hold reflects the stable domestic economic environment, says leading mortgage broker Loan Market. Loan Market Corporate Spokesman Paul Smith said today's decision by the central bank's board was no surprise as most economists...

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    Buying or Selling Property at Auction

    The thought of buying or selling a property at auction may well seem intimidating if it's something you've never done before. TV images of an auctioneer waving a hammer around and calling out excitedly, taking bids from people you didn't even see move don't necessarily make it look easy. But as...

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    Improving Property Value with Street Appeal

    A good first impression can't be made twice. More viewings, a quick sale or quality tenants can all come down to the street appeal of a property. Once you've become attached or accustomed to the way your home or second property looks it can be hard to stop and think. It's a commodity I want it...

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    Gaining a Buying Edge

    Low interest rates and sound housing affordability are encouraging signs for local markets in 2012 and will create positive opportunities for buyers, particularly those ready to buy right now. If you're buying in 2012 and looking for an edge on the competition there are several ways you can...

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    RBA Disappoints Consumers: Loan Market

    Borrowers seeking relief from the uncertain economic climate and cost of living increases will be disappointed the Reserve Bank of Australia (RBA) has resisted the chance to lower official interest rates, says leading mortgage broker Loan Market. Loan Market Corporate Spokesman Paul Smith said...