NEWS & INSIGHTS

As home finance experts, we love keeping Australians like you up to speed on finance news, home advice and tips to grow your wealth.

  1. News placeholder

    Interest Rate Hold A Good Move

    By Sam White, Executive Chairman Loan Market Group Yesterday we saw the RBA leave rates on hold despite the majority of economists predicting a fourth consecutive rise. This leaves the official cash rate at 3.75 per cent. Many mortgage holders will be happy with the decision after the record...

  2. News placeholder

    Gearing Ratio - Home Loan Equity Loan

    By Colin Nicholson In June and July 2008, I discussed the debt to equity ratio. This is one of the more common financial risk ratios used by investors. As a reminder, the debt to equity ratio is simply the net financial debt of a company divided by the shareholders funds. It is usually expressed...

  3. News placeholder

    Does Green Add Value?

    By Greville Pabst - Certified Practising Valuer FAPI FRICS CEO & Director, WBP Property Valuers As concern perpetuates regarding the impact of climate change there is a growing shift in social consciousness and government policy towards the adoption of more environmentally sustainable practi...

  4. News placeholder

    2010 Taxation System Changes

    by Arthur Kassos, CPA This year promises to be one of big changes with the Henry Review of the Taxation System. Most are waiting anxiously to see what the review of the taxation system will mean to them. An important change that will affect ordinary wage and salary earners with few or no...

  5. News placeholder

    Company Title vs. Strata Title

    Have you ever been confused about the differences between company title and strata title? Have you been told that company title may not be as good as strata title but you are not sure why? This article explains the main differences between the two so that you can make a more informed decision if...

  6. News placeholder

    Renovating: The marriage tester

    By Dion Seminara, Dion Seminara Architecture If I were to ask you to list the events that put the biggest strain on a marriage, I am sure you could rattle off quite a few - but would renovating the family home appear on your list? If it doesn't, then it probably should! To understand this...

  7. News placeholder

    Small lenders to make a comeback

    By Sam White, Loan Market Group Executive Chairman There are a number of challenges facing the market in 2010 and foremost is the concentration of power within the big four banks. Last month Westpac hiked its standard variable lending rate by almost double the amount imposed by the RBA, raising...

  8. News placeholder

    Mortgage defaults improve, but highly geared borrowers vulnerable

    by Your Mortgage Magazine ( www.yourmortgage.com.au ) The number of mortgage arrears declined across Australiaduring 2009 thanks to record low interest rates and a resilient economy, according to a new survey. The Fitch Ratings report on Australian Mortgage Delinquency by Postcode 30 September...

  9. News placeholder

    Growth Areas Infrastructure Contribution - will you have to pay?

    by Craig Whatman and Jack Wang, Pitcher Partners What is Growth Areas Infrastructure Contribution? The Growth Areas Infrastructure Contribution (GAIC) is a new tax which the Victorian Government is seeking to impose on developable land within Melbourne's Urban Growth Boundary (UGB). Types of...

  10. News placeholder

    Moving house? How to make a furniture-free move

    By Alex Honey, Sterling Interiors Upsizing or downsizing and don't know what to do about furniture? Including it as a package with your property sale might be the smartest move. Sea', tree' or me' changes, new arrivals or emptying the nest can all be the catalyst for radical changes in the type,...

  11. News placeholder

    Investment Property Home Loans

    Which performs better, a house or a unit? by Alex Henderson, Prosper Group Are you thinking about buying an investment property and are not sure whether to buy a house or unit? Many investment property analysts argue that it is the underlying value of the land which drives the capital growth of...

  12. News placeholder

    Fixed Rate vs Variable Rate Home Loans

    by Sam White, Executive Director There has been a marked rise in enquiries from home owners about fixing their mortgage rates since the Reserve Bank of Australia (RBA) began raising interest rates. The RBA's 0.25 per cent hike yesterday will likely mean further increases to variable and fixed...

  13. News placeholder

    First home buyer incentive scheme update

    By Greville Pabst - CEO & Director, WBP Property Valuers Cuts to first home owner incentives were made in October; the first of a two phase reduction to the time limited boost that saw grants fall by $3,500 from the generous $14,000 on offer for first time buyers of established homes. Grants...