NEWS & INSIGHTS

As home finance experts, we love keeping Australians like you up to speed on finance news, home advice and tips to grow your wealth.

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    Budgeting For Interest Rate Rises

    By Your Mortgage Magazine With interest rates expected to rise further over 2010, Your Mortgage looks at how you can budget to avoid over committing yourself, and what you can do to reduce the financial pressure if you are finding it hard to make ends meet Many economists are predicting interest...

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    How Much Can You Borrow?

    By Sam White, Executive Chairman Over the course of the last 12-18 months there have been many changes to lending criteria, so it can be quite confusing trying to confirm how much you can borrow as a percentage of the property price (known as the LVR the Loan to Value Ratio). As you are probably...

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    Choosing a Builder That Won't Go Bust

    By Damian Pearce, Pitcher Partners The consequences of engaging a builder that collapses, or simply ceases trading altogether, are severe to owners. Engaging a new builder can result in cost blowouts and significant delays in construction. Even with home warranty insurance in place, the insurer...

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    When Do I Own' My Loan?

    By Geri Forsaith, Sydney Property Conveyancing When obtaining a loan, each purchaser, known as the mortgagor, will be provided by their lender, known as the mortgagee, a set of loan documents plus their terms and conditions that will set out, among other details, the mortgagee's fees and...

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    Easter Signals Tax Countdown

    By Arthur Kassos Happy Easter everyone. I can't believe it is April already. In an accountant's eye, that's only a couple of months before the end of the year, financial year that is. I hope everyone is already well advanced in their year-end tax planning, otherwise before you know it, it's 30th...

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    Report Finds DHA Management Fee Favourable

    By Defence Housing Australia In late 2009, Access Economics released its report comparing Defence Housing Australia's (DHA's) management fee structure with other investments, including an extensive comparison with typical real estate management fees. Access Economics Director and leading...

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    Prestige Property Gains Momentum

    By Sam White, Executive Chairman Interest in the higher end of the property has been increasing over the past 12 months, with Loan Market recording an increase of 30 per cent in home loan applications for property purchases over $800,000. Home loan applications for properties over $3 million the...

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    Housing Styles - Home Loans

    By Alex Henderson, Prosper Group This month, we explore the most common housing styles that you will find in the suburbs of Sydney and Brisbane. Californian Bungalow The Californian bungalow was popular from approximately 1915 to the 1940s. This period coincided with the rise of the Hollywood...

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    Rent to Buy - Home Loans

    By Greville Pabst - Certified Practising Valuer FAPI FRICS, CEO & Director, WBP Property Valuers The challenge of housing affordability will mean that in the future we will see a trend towards the construction of smaller, more sustainable homes, which up until recently had grown in size by m...

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    Return on Equity Ratio

    By Colin Nicholson One of the more important measures of the rate of return being achieved by a company is called the return on equity ratio. In very simple terms, this ratio is the profit made by the company as a percentage of the shareholders funds. So, if the company's profit for the last...

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    Learning to Appreciate Depreciation

    by Tyron Hyde, AAIQS, Director of Washington Brown Did you know you could be missing out on thousands in tax savings each year because you are not fully maximising depreciation allowances on your investment property? Depreciation is one of the most important (yet often overlooked) tax saving...

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    Home Renovation Loans

    by Dion Seminara, Dion Seminara Architecture So it's time for a change. You want to improve the overall livability of your home, but you're torn between whether to renovate or demolish your existing home and build a new one. Well both options have their advantages and disadvantages, and at the...

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    Brace for Australia's Housing Boom

    by Your Mortgage Magazine ( www.yourmortgage.com.au ) Despite concern of worsening housing affordability brought by rising interest rates and soaring property prices, Australia's property investors could expect the current upswing to culminate into a boom within two years according to a new...