Mortgage Broker in Melbourne and South Eastern suburbs including but not limited to Frankston, Langwarrin, Ferntree Gully, Knox, Elwood and St Kilda.

Testimonials

  • Ash Mills
    Home Finance
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    "Can highly recommend Nick. Answers all the questions you have in a way you can understand, very professional and friendly, and got us a great rate most importantly. Thanks Nick!"
  • Steve Shaw
    Refinance
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    "Thanks Nick for helping switch our loan and getting us a better deal, not only have you saved us $$ but you also saved us time and the hassle of searching for the best deal. Thanks again Steve and Sam Shaw"
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Latest News

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    Could a rate cut in October coincide with a turn in the market?

    ​Historically, one of the best barometers for the health of the property market is auction data… So, I asked my colleagues at Australia’s largest real estate company - Ray White - to share their nationwide auction stats looking back at the year that has been. They collect this data every weekend, and over thousands of auction events they measure the clearance rate, number of active bidders, number of onlookers, and a variety of other useful metrics. So what do these findings tell us about where we are in the property cycle?

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    When is cheaper not necessarily better?

    ​With all the hype around record low interest rates it's easy to get tunnel vision and focus only on the lowest number when choosing a home loan provider, however finding the right loan is about much more than just the best rate. When assessing possible options for home loans, borrowers frequently assume the ones with the lowest possible rates to be the best without being mindful of other considerations such as fees and charges or loan features.

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    Shares, cash, real estate and record low interest rates.

    We’ve not seen interest rates at this level since the 1950s, so what are the opportunities and pitfalls that come with a cash rate at one percent for everyday investors?​ Low interest rates represent benefits in some investment categories, and hurdles in others. So how do you make low rates work for you? Understanding what avenues are available to invest in, in today’s environment is a topic I constantly discuss with clients and finance industry peers.