Your local Sunshine Coast mortgage broker helping clients from Caloundra to Coolum, Sippy Downs and Maleny
Finding and submitting an application for the right home loan is the end result, but understanding finance and how you can make money work for you is my focus. Understanding and managing debt is a struggle for most and yet it can be the easy with the right attitude born of knowledge and understanding of finance.
We are conditioned to view the most expensive item as being the one with the biggest price tag, but with finance this is usually turned upside down. Your most expensive loan is not always the loan you pay the most into, but it is always the loan that grows the fastest. Knowing how to manage your loans in conjunction with your overall finances is a key aspect to maintaining financial health and acquiring wealth.
Home Loans
Many enter the home loan market with little or no knowledge of what debt is or how to make it work for them to assist in creating wealth. Understanding the roles of the many types of debt and how they affect our ability to attain the great Australian dream of home ownership is essential.
Self Managed Superannuation Funds
Many are deciding to take control of their own future through Self Managed Super Funds (SMSF).
Investors
A well planned investment loan can make property investment a much smoother process. Investment loans vary depending on what you are looking to achieve, and can be either very simple (like your standard home loan), or something more complex that helps you to make effective use of tax, gearing and repayments.
Self Employed
Like me, you are one of many Australians who enjoy the freedom of working for yourself. But being self-employed often means our time is too precious to be spent walking into banks or surfing the internet looking for a home loan to meet our needs.
Latest News
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Are you a winner in this year's budget?
The 2021-22 budget has now been released. There’s a lot of talk and I want to help break down the key initiatives targeting home ownership which could help you get into the property market sooner.
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Refinancing Your Home Loan - What You Need To Know
Refinancing your home loan doesn't have to be complicated.
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Keep Room In Your Budget For Home Loan Fees
When you’re planning for a mortgage it can be easy to only focus on the biggest expense - the value of the property.