Mortgage Broker in Sunshine Coast, Sippy Downs, Noosa Heads and surrounding suburbs
Finding and submitting an application for the right home loan is the end result, but understanding finance and how you can make money work for you is my focus. Understanding and managing debt is a struggle for most and yet it can be the easy with the right attitude born of knowledge and understanding of finance.
We are conditioned to view the most expensive item as being the one with the biggest price tag, but with finance this is usually turned upside down. Your most expensive loan is not always the loan you pay the most into, but it is always the loan that grows the fastest. Knowing how to manage your loans in conjunction with your overall finances is a key aspect to maintaining financial health and acquiring wealth.
Many enter the home loan market with little or no knowledge of what debt is or how to make it work for them to assist in creating wealth. Understanding the roles of the many types of debt and how they affect our ability to attain the great Australian dream of home ownership is essential.
Self Managed Superannuation Funds
Many are deciding to take control of their own future through Self Managed Super Funds (SMSF).
A well planned investment loan can make property investment a much smoother process. Investment loans vary depending on what you are looking to achieve, and can be either very simple (like your standard home loan), or something more complex that helps you to make effective use of tax, gearing and repayments.
Like me, you are one of many Australians who enjoy the freedom of working for yourself. But being self-employed often means our time is too precious to be spent walking into banks or surfing the internet looking for a home loan to meet our needs.
Adding value with Granny flats
As a homeowner, you’re likely on the lookout for ways to add value to your property at one point or another. One trend that seems to be gaining popularity across the country is the building of granny flats.
Herron Todd White - October in Review
Running hot, strong enquiry and good sale volumes were some of the descriptions of the Sunshine Coast property market in the first half of 2015.
APRA's investor lending restrictions taking shape
The latest report from CoreLogic RP Data shows the first sign that investor lending is slowing since the Australian Prudential Regulation Authority (APRA) announced the 10 per cent cap on the growth of lender investment portfolios.