Your Mortgage Broker in
Greater Melbourne, Melbourne CBD and all surrounding suburbs
As your mortgage broker, my role is to ensure home buyers secure the best home loan product for your property purchase or re-structuring your current portfolio. Whether it’s your home or an investment loan, we guide our borrowers by helping them define their short and long-term financial goals and provide the most suitable home loan options available.
Ultimately, it’s the clients decision about which financial product to go with – but I am there to remove the confusion and get the process sorted!
Many borrowers I have had the pleasure of arranging home loans for have come from a diverse range of professions or are self employed. They range from banking executives, CEOs or Managing Directors of large corporations, even prominent members of the performing arts, to first home buyers and ‘mums and dads’.
Property investment can be a smart wealth creation strategy, if you get it right. And that doesn’t just mean finding the right property – you need the right investment finance as well.
Many self-employed borrowers often find themselves in need of a home loan that isn’t quite standard, mostly because they don’t have the full financial history required to get a regular home loan.
Property Values Dropped? Where? I Want To Buy There!
Misleading reporting on real estate values is an ongoing issue. Relevant reporting would delve further into median pricing by considering where the bulk of sales activity is and what sector of the market experienced the most sales, rather than superficially looking at just the numbers
Why Don’t People Change Home Loans?
A common myth amongst borrowers is that smaller lenders do not have proper or normal banking suites available e.g. being able to have your salary paid into a bank account and being able to pay bills from your internet banking etc. The reality is that most smaller lenders do actually have these facilities – and often offer more!
EOFY Tax Time - Market Update
The 2018 FY year has seen interest rates hold steady with no official change to the cash rate and home loan interest rates remaining at unprecedented record low levels.