Your Mortgage Broker in
East Melbourne, Melbourne CBD and surrounding suburbs
As your mortgage broker, my role is to ensure home buyers secure the best home loan product for your next property purchase or re-structuring your current portfolio. Whether it’s your home or an investment loan, we guide our borrowers by helping them define their short and long-term financial goals and provide the most suitable home loan options available.
Ultimately, it’s the clients decision about which financial product to go with – but I am there to remove the confusion and get the process sorted!
Many borrowers I have had the pleasure of arranging home loans for have come from a diverse range of professions or are self employed. They range from banking executives, CEOs or Managing Directors of large corporations, even prominent members of the performing arts, to first home buyers and ‘mums and dads’.
Property investment can be a smart wealth creation strategy, if you get it right. And that doesn’t just mean finding the right property – you need the right investment finance as well.
Many self-employed borrowers often find themselves in need of a home loan that isn’t quite standard, mostly because they don’t have the full financial history required to get a regular home loan.
Deposit Bonds - What are they and how do they work?
Deposit Bonds – What are they and how do they work? Deposit Bonds are an alternative source of deposit funds for purchasing a property when you simply do not have the cash to use because your funds are tied up in another transaction that has yet to settle.
Genuine Savings – Please Explain!
genuinely saved over time for use as a deposit on a property purchase. Sounds simple enough but the confusing part is that often, many lenders and the mortgage insurers have different interpretations on what is and isn’t classed as genuine savings!
Housing Affordability – Our First Home Buyers’ Greatest Challenge
There’s hardly a day go by where this hot topic is not mentioned, discussed or debated in the media or on the streets. With property prices across most Australian capital cities escalating in recent years, it’s not surprising that housing affordability is seen as a real threat to the ‘Great Australian Dream’