Your Mortgage Broker in
Greater Melbourne, Melbourne CBD and all surrounding suburbs
As your mortgage broker, my role is to ensure home buyers secure the best home loan product for your property purchase or re-structuring your current portfolio. Whether it’s your home or an investment loan, we guide our borrowers by helping them define their short and long-term financial goals and provide the most suitable home loan options available.
Ultimately, it’s the clients decision about which financial product to go with – but I am there to remove the confusion and get the process sorted!
Many borrowers I have had the pleasure of arranging home loans for have come from a diverse range of professions or are self employed. They range from banking executives, CEOs or Managing Directors of large corporations, even prominent members of the performing arts, to first home buyers and ‘mums and dads’.
Property investment can be a smart wealth creation strategy, if you get it right. And that doesn’t just mean finding the right property – you need the right investment finance as well.
Many self-employed borrowers often find themselves in need of a home loan that isn’t quite standard, mostly because they don’t have the full financial history required to get a regular home loan.
Auction vs Private Sale – Which is Best?
Buying at auction is the most transparent method to buying real estate. Laws prohibit false or dummy bidding so these activities are a thing of the past; To ensure complete comfort, it is wise to research the property’s likely market value range prior to the auction And ensure you are pre-approved for finance – there is no cooling off period or ’subject to finance’ clause applicable with an Auction sale
Happy New Year – RBA No Change to Cash Rate
The official RBA cash rate remains at just 1.50% as of the start of the new calendar year. Many economists have been actively talking doom and gloom with interest rates rises on the horizon According to RP Data, the December quarter saw housing fall slightly for the first time since April 2016
Happy Holidays - Time To Close Off Another Year!
This year has been a winner on many fronts for borrowers - interest rate stability and record low interest rates, first home buyers winning with stamp duty reductions plus lots of lender competition resulting in excellent conditions for refinancing.