Your Mortgage Broker in
East Melbourne, Melbourne CBD and surrounding suburbs
As your mortgage broker, my passion is to ensure home buyers secure the best loan product for their next property purchase. Whether it’s your home or an investment loan, my role is to guide borrowers by helping to define their short and long-term financial goals by providing the most suitable home loan options available.
Ultimately, it’s the clients decision about which financial product to go with – but I am there to remove the confusion and get the process sorted!
Many borrowers I have had the pleasure of arranging home loans for have come from a diverse range of professions or are self employed. They range from banking executives, CEOs or Managing Directors of large corporations, even prominent members of the performing arts, to first home buyers and ‘mums and dads’.
Property investment can be a smart wealth creation strategy, if you get it right. And that doesn’t just mean finding the right property – you need the right investment finance as well.
Many self-employed borrowers often find themselves in need of a home loan that isn’t quite standard, mostly because they don’t have the full financial history required to get a regular home loan.
Happy Holidays - That Time of Year Again
According to the Grand Poobah at the Reserve Bank The year started quietly with an official cash rate of just 2.00% but then moved downwards to 1.75% in May
The Bank of Mum and Dad
Despite changing times, this is one dream that endures and has carried over into each generation. However, for many young Australians, namely Millennials and Gen Y, this is a distant, if not impossible dream.
Security Property - What Will Lenders Accept?
Many lenders are concerned with the high number of new apartments being constructed in and around 5km of Melbourne’s CBD - an estimated 9500 by the end of 2017. So is it any wonder that lenders have tightened up on their lending policies, especially where apartments are involved as security?