Your Mortgage Broker in
Greater Melbourne, Melbourne CBD and all surrounding suburbs
As your mortgage broker, my role is to ensure home buyers secure the best home loan product for your property purchase or re-structuring your current portfolio. Whether it’s your home or an investment loan, we guide our borrowers by helping them define their short and long-term financial goals and provide the most suitable home loan options available.
Ultimately, it’s the clients decision about which financial product to go with – but I am there to remove the confusion and get the process sorted!
Many borrowers I have had the pleasure of arranging home loans for have come from a diverse range of professions or are self employed. They range from banking executives, CEOs or Managing Directors of large corporations, even prominent members of the performing arts, to first home buyers and ‘mums and dads’.
Property investment can be a smart wealth creation strategy, if you get it right. And that doesn’t just mean finding the right property – you need the right investment finance as well.
Many self-employed borrowers often find themselves in need of a home loan that isn’t quite standard, mostly because they don’t have the full financial history required to get a regular home loan.
Pre-approvals – Why you should bother….
A Pre-approval is exactly that…pre-approval. It is not an offer of finance in any way at all. We have seen an increase of borrowers come forward saying they have been ‘pre-approved’ by their bank only to discover they never were actually formally pre-approved for the home loan!
Your Home Loan Has Been Declined - Why???
Credit worthiness is a big deal - that small utility bill you forgot or didn’t pay a few years back will come back and haunt you one day when you least expect it. If the bill is in your name, you alone are responsible for it, not your ex-partner, or former flat-mate, or rental agent etc.
Interest Only vs Principal & Interest – which is better?
There is much confusion and chatter at the moment around the subject of interest only loans vs principal and interest repayments - Let's try and simplify things...