News Views and other stuff
While some are set on the great Australian dream of buying their own home, others are content with renting. And in unprecedented market conditions such as the ones we are seeing thanks to COVID-19, it can be hard to know what to do. Read more to find out three things to consider when it comes to ...
Are your landlords experiencing hardship? Here's five ways that I can help! First, I can assist with payment-deferral options for their mortgage. If your landlord’s tenants have lost their job or asked for a rental reduction, I can request a payment-deferral on their mortgage. This is when a l...
The legacy of COVID-19 will be the digitisation of business. It has forced us all to accelerate our digital plans and to look at ways of operating remotely. So, let’s see how this changes the way we might work together in a post-COVID world.
Consolidate your debts. Multiple debts can be stressful, both because of the financial hit each month and the need to remember lots of different due dates. By consolidating these debts with your mortgage, you could swap that confusing mix of debt obligations for one simple repayment each month.
The world as we have known it has changed dramatically these past few weeks with this global pandemic affecting pretty much everyone around the world, banks and brokers are considered providers of an essential service, so for us it is business as usual, though we can tell you it is anything but u...
What’s a payment deferral? This is also known as a mortgage holiday but don’t let the name fool you, this is no holiday. If you've been stood down, lost your job and cannot afford to pay mortgage repayments, you have the ability to enact a payment deferral. This is when a lender defers your rep...
In the midst of all of this uncertainty and chaos, I wanted to share that my business is covid-capable, and isolation-enabled. That is to say, it’s business-as-usual and if your clients need me, I am here.
One area most recently impacted has been our official Cash Rate In response to a sluggish economy and looming concerns over the ongoing impact of the coronavirus on business in general
I’ve read plenty over the years about the “best time to sell” for homeowners in Australia, and that got me thinking. When’s the best time for buyers? When is the market less competitive on the bidder-front? When are prices likely to be more affordable? And how much does supply of real estate sto...
In the midst of a terrifying and rough summer for much of Australia, it’s odd to reflect on the season that has been for real estate. It’s been a while since the temperature of the housing and home loan market has been so pleasant. Record low rates, looser credit criteria, lender competition, gov...
Once upon a time, let’s call it the 80s, the average Australian would buy their first home at the age of 24. Here we are, three decades later, and buying property doesn’t occur until we’re 35. Why is that? Is it thanks to the price of housing in our popular cities, and the militant discipline req...
You know the phrase, “asset rich, cash poor”? It’s never been uttered in a more provocative environment. Even if you’re generally flush with cash, cash as an investment type is hamstrung these days by the central bank cash rate, meaning you’re poorer than you need to be. Let me say it straight. ...
It’s the time of the year when many lenders start to go into new business drive mode and put out some seemingly great offers for home loan borrowers to entice them to switch to a more cost effective product, in many cases there are some good savings to be had, but there is always a flip side, oft...
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