Covering the beach to the Hills including Glandore, Plympton, Glenelg, Glengowrie and surrounding suburbs
I have built three homes myself and I remember how reassuring it feels when the financing is right. I use my experience from more than 16 years in finance and over $300M in settled loans to make sure that you experience that feeling too. Whether you need a simple mortgage for your first home, a construction loan to build your dream home or refinancing for your property portfolio, call me to talk through your options.
Many Australians enjoy the freedom of working for themselves, but being self-employed means time is of the essence, not to mention the challenge of keeping up with the paperwork of running your own business.
For those who wish to acquire investment properties, I have a thorough understanding of investment loan structures and how to maximise your tax benefits where multiple properties are involved.
For a mortgage for your first home, a construction loan or refinancing your portfolio, Phil Couch can find you a deal that suits you
Asset finance explained
How asset finance works As asset finance becomes more prominent in Australia, it’s important to understand how it works and what type of customer it suits. What is asset finance? Asset finance is primarily tailored towards self-employed clients, small business owners, and contractors. It enables customers to purchase the equipment they need to run their business. Cars that are utilised for work such as utes for tradesmen can be financed and can include add-ons such as signage and roof racks. Even some business insurances can be included. In saying that, it’s still possible to get personal asset finance, and one of the most popular options is for buying cars. Let’s take a look at some of the most common asset finance options.
How to bid at auction
On the face of it, bidding at auction is simple. You go into a room with some other people and everyone takes turns calling out prices until the person who is prepared to spend the most money makes the highest bid and buys the property.
Are you ready for 2016, Financially?
Get financially prepared for 2016 As we farewell another year, many of us will be looking forward to a well deserved break over the festive season. During the down time, it’s a good idea to start thinking about what you want to achieve financially in 2016.