Covering the beach to the Hills including Glandore, Plympton, Glenelg, Glengowrie and surrounding suburbs
I have built three homes myself and I remember how reassuring it feels when the financing is right. I use my experience from more than 18 years in finance and over $300M in settled loans to make sure that you experience that feeling too. Whether you need a simple mortgage for your first home, a construction loan to build your dream home or refinancing for your property portfolio, call me to talk through your options.
Many Australians enjoy the freedom of working for themselves, but being self-employed means time is of the essence, not to mention the challenge of keeping up with the paperwork of running your own business.
For those who wish to acquire investment properties, I have a thorough understanding of investment loan structures and how to maximise your tax benefits where multiple properties are involved.
For a mortgage for your first home, a construction loan or refinancing your portfolio, Phil Couch can find you a deal that suits you
Shares, cash, real estate and record low interest rates.
We’ve not seen interest rates at this level since the 1950s, so what are the opportunities and pitfalls that come with a cash rate at one percent for everyday investors? Low interest rates represent benefits in some investment categories, and hurdles in others. So how do you make low rates work for you? Understanding what avenues are available to invest in, in today’s environment is a topic I constantly discuss with clients and finance industry peers.
Selling this Spring? You only have eight minutes to make an impression.
A recent study has revealed that it takes only eight minutes on average for home hunters to decide whether or not to buy a particular property. That’s swift! Even more-so if you consider that buying a home is the single biggest purchase a person will make in their lifetime. So if you’re selling your house this spring, you’ll want to leave the best impression on potential buyers to increase competition and give you a better chance of achieving a premium price for your property.
Market begins recovery, but borrowers are being caught unawares.
“We’re very confident the housing market has bottomed,” proclaimed Australia’s largest property developer last week. But loans are still an issue, needlessly. Make sure your spring buyer clients are prepared sooner rather than later.