Covering the beach to the Hills including Glandore, Plympton, Glenelg, Glengowrie and surrounding suburbs
I have built three homes myself and I remember how reassuring it feels when the financing is right. I use my experience from more than 18 years in finance and over $300M in settled loans to make sure that you experience that feeling too. Whether you need a simple mortgage for your first home, a construction loan to build your dream home or refinancing for your property portfolio, call me to talk through your options.
Many Australians enjoy the freedom of working for themselves, but being self-employed means time is of the essence, not to mention the challenge of keeping up with the paperwork of running your own business.
For those who wish to acquire investment properties, I have a thorough understanding of investment loan structures and how to maximise your tax benefits where multiple properties are involved.
For a mortgage for your first home, a construction loan or refinancing your portfolio, Phil Couch can find you a deal that suits you
This is in your interest
A certain “set and forget” mentality slips in with mortgages. Money leaves your account to nibble on your mortgage. Meanwhile, you get on with other things. But here’s the question — if you have an interest only mortgage (IO) when does it switch to principal and interest (P&I)?
The challenges facing residential prices
After five years of stunning price growth, Australian residential property prices have just fallen for the eleventh month in a row according to a recent report from Core Logic.
Royal Commission revelations: who do I work for?
Last Friday, Commissioner Kenneth Hayne released his interim report into the Banking and Finance industry which, at this stage, raises more questions than answers. The final report is due out in February, 2019 however with all the media commentary over the weekend, I thought I’d take the opportunity to highlight a few things that as your broker, I am particularly proud of in the wake of all this turmoil.