Mortgage Broker in Baulkham Hills, Carlingford, Blacktown and surrounding suburbs
Whether your a first home buyer or seasoned investor with complex finance structuring - I've made a career of turning the challenges of buying property into a truly rewarding experience. For me, it is all about helping people - listening to what your goals are and working with your to select the right finance deal for you, and always being on hand for advice, or to step in when things get tough.
Buying your home can be an exciting yet overwhelming experience, not to mention a big financial commitment.
First Home Buyers
First of all, congratulations! If you are like most first home buyers you are excited about getting your foot in the door of your own home. You may also be a little uncertain of how the lending process works and don't want to make the wrong decision. If so, you have arrived at the right place.
Refinancing your current home loan is a good idea if you want to lower your monthly repayments, access existing equity in your home loan or to consolidate debt.
A good investment loan can make property investment a much smoother process. Investment loans vary depending on what you are looking to achieve, and can be either very simple (like your standard home loan), or something more complex that helps you to make effective use of tax, gearing and repayments.
Many Australians enjoy the freedom of working for themselves, but being self-employed means time is of the essence, not to mention the challenge of keeping up with the paperwork of running your own business.
Time to refinance?
Set and forget might work with the oven timer...not so much with your mortgage. Twenty-five years is a long time and things change.
Wondering how to use your refinancing capital?
How many times have you watched the TV show, The Block, and said ‘I could do better’?
Refinancing Myths: BUSTED
Despite what you might have heard on the rumour mill, refinancing* your mortgage gives you the opportunity to take advantage of competitive rates and secure a better deal than you previously had.