Finance brokers servicing the Melbourne metro area
Solutions for all circumstances
As finance brokers, the team at Rheuben & Associates work with small and medium sized business owners, professionals and families. Their aim is to help their clients achieve financial wellbeing and wealth creation through finding tangible solutions. As experts and trusted advisers, the team work hard to understand your personal circumstances and will not stop until they’ve have found the right solution.
The right choice
Unlike many broking businesses, Rheuben & Associates have a qualified professional to help you no matter what you need. From commercial and business lending, to residential home loans and personal finance, there’s a broker who can help you achieve your goals.
With over 20 years of commercial banking experience our team looks at each potential finance arrangement from every angle, considering both costs and structure. We understand banking literally inside and out.
Every developer needs a specialised architect, town planner, builder and finance broker.
Buying a home can be an exciting yet overwhelming experience, often the biggest financial decision people make.
It is critical that the self-employed and their accountants work with an expert who can present their story to the banks.
Could a rate cut in October coincide with a turn in the market?
Historically, one of the best barometers for the health of the property market is auction data… So, I asked my colleagues at Australia’s largest real estate company - Ray White - to share their nationwide auction stats looking back at the year that has been. They collect this data every weekend, and over thousands of auction events they measure the clearance rate, number of active bidders, number of onlookers, and a variety of other useful metrics. So what do these findings tell us about where we are in the property cycle?
When is cheaper not necessarily better?
With all the hype around record low interest rates it's easy to get tunnel vision and focus only on the lowest number when choosing a home loan provider, however finding the right loan is about much more than just the best rate. When assessing possible options for home loans, borrowers frequently assume the ones with the lowest possible rates to be the best without being mindful of other considerations such as fees and charges or loan features.
Shares, cash, real estate and record low interest rates.
We’ve not seen interest rates at this level since the 1950s, so what are the opportunities and pitfalls that come with a cash rate at one percent for everyday investors? Low interest rates represent benefits in some investment categories, and hurdles in others. So how do you make low rates work for you? Understanding what avenues are available to invest in, in today’s environment is a topic I constantly discuss with clients and finance industry peers.