Your local mortgage broker in Western Sydney
As a mortgage broker, I bring more than 35 lenders to your doorstep and aim to find the most competitive loan to suit your needs, not just what is available at your own lender. I am willing to go the extra mile for my clients’ satisfaction as most of my business is referred by my existing clients.
First home buyer
I will act as your guide on this new journey you are about to undertake, helping to answer and explain all of your questions like; how much can you can borrow? How much is your home loan repayment? How much deposit you need? What is the best available rate? How do I prepare for auctions? What is the buying process? What is the cooling off period? What is LMI? What is LVR? What are the costs involved? What are your entitlements as FHB? What is preapproval and how long does it last?
If you have been with your lender for more than a couple of years, it is time for home loan health check to see if you are still getting good deal. Is there a better deal out there for you? Are you looking to invest? What is your property worth? Can you borrow more with your new income to renovate or consolidate? I will compare your current situation to the market and potentially save you hundreds of dollars.
Land and construction
Are you planning to build your dream home? Or have you invested in land? Please don’t delay in contacting me and I can help you put your finance plans in place as soon as possible, lenders are taking longer and longer to process loans and there is not much time given by the developer after the registration. I am very experienced in this area and I will help you understand the whole process. If necessary, I will also get pre-approval organised to avoid unnecessary delay and potentially save you lot of time and money.
Utility bills blowing-out? Compare, Switch and Save with Home Now
Did you know that 3 out of 4 Australians are on the wrong energy plan and are paying too much? With so many utility providers touting different offers it can be confusing and time consuming to compare providers for electricity, gas and internet by yourself.
Getting set for 2019
Yes, February is already here and saying ‘Happy New Year’ is done for now. So if you haven’t had a long hard look at your finances it’s time to get cracking and make sure you’re heading to where you want to be.
Rates are moving. What are your options?
The last major Australian bank has just increased its rates putting its owner occupiers on principal and interest up 0.12% and interest only rates up 0.16%. What will happen next?