Your Local Advantage
My pride in my work comes from the level of service I can provide to you. Because I own my business, when you work with me I know straightaway what we can and cannot do – I don’t have to ask permission from anyone. I take personal responsibility for the service I provide and do my utmost to make you happy.
I cover all of Townsville – and have clients in other parts of Australia and a few overseas – but most of my clients are in Kirwan, Heatley, Thuringowa Central, Cranbrook, Gumlow, Condon, Douglas, Mount Stuart, Mundingburra, Murray, Mysterton and North Ward.
Here are my tips on
Whether you are a First Home buyer or a seasoned Investor purchasing a home is one of those major milestones in your life, but it doesn’t always come without a significant amount of stress or emotion. For some people it is exciting, others find it overwhelming, or even scary.
Whether you are looking at purchasing your first Investment property or your tenth making sure that you have the right structure for your situation is imperative.
Being Self Employed doesn’t mean that you can’t borrow money it just means that some or all of the information the lender will want to see will be a bit different to that of an employed applicant.
Don’t dig yourself a Christmas debt
I read recently that the average gift spend at Christmas time is over $500. Then I researched the food bill per person (and let’s be honest, the host get stuck with the lion’s share of costs) and it’s $122 for food and $131 for drinks. But for many of us, we spend a whole lot more and to be fair, it’s easy to get carried away buying gifts. So here are some quick financial survival tips.
Are mixed messages creating uncertainty for your clients?
It’s a confusing market for borrowers. Interest rates are down and the media has been positive that by all indications, the property market is recovering. However housing stock is still light on compared to demand - particularly for springtime - which is partially responsible for driving up prices in most capital cities. Lender competition is fierce, but there’s more scrutiny than ever on borrower spending, meanwhile banks aren’t passing on rates in full.
BID is my BAU!
Not sure if it will affect you? This month the Government is knee-deep in a bill that absolutely affects your business and mine, and certainly affects our clients. Also, it’s a confusing market for borrowers. Interest rates are down and the media has been positive that by all indications, the property market is recovering, although housing stock is still light on compared to demand - particularly for springtime - which is partially responsible for driving up prices in most capital cities. How can you help them decipher it?