Your Local Advantage
My pride in my work comes from the level of service I can provide to you. Because I own my business, when you work with me I know straightaway what we can and cannot do – I don’t have to ask permission from anyone. I take personal responsibility for the service I provide and do my utmost to make you happy.
I cover all of Townsville – and have clients in other parts of Australia and a few overseas – but most of my clients are in Kirwan, Heatley, Thuringowa Central, Cranbrook, Gumlow, Condon, Douglas, Mount Stuart, Mundingburra, Murray, Mysterton and North Ward.
Here are my tips on
Whether you are a First Home buyer or a seasoned Investor purchasing a home is one of those major milestones in your life, but it doesn’t always come without a significant amount of stress or emotion. For some people it is exciting, others find it overwhelming, or even scary.
Whether you are looking at purchasing your first Investment property or your tenth making sure that you have the right structure for your situation is imperative.
Being Self Employed doesn’t mean that you can’t borrow money it just means that some or all of the information the lender will want to see will be a bit different to that of an employed applicant.
Could a rate cut in October coincide with a turn in the market?
Historically, one of the best barometers for the health of the property market is auction data… So, I asked my colleagues at Australia’s largest real estate company - Ray White - to share their nationwide auction stats looking back at the year that has been. They collect this data every weekend, and over thousands of auction events they measure the clearance rate, number of active bidders, number of onlookers, and a variety of other useful metrics. So what do these findings tell us about where we are in the property cycle?
When is cheaper not necessarily better?
With all the hype around record low interest rates it's easy to get tunnel vision and focus only on the lowest number when choosing a home loan provider, however finding the right loan is about much more than just the best rate. When assessing possible options for home loans, borrowers frequently assume the ones with the lowest possible rates to be the best without being mindful of other considerations such as fees and charges or loan features.
Shares, cash, real estate and record low interest rates.
We’ve not seen interest rates at this level since the 1950s, so what are the opportunities and pitfalls that come with a cash rate at one percent for everyday investors? Low interest rates represent benefits in some investment categories, and hurdles in others. So how do you make low rates work for you? Understanding what avenues are available to invest in, in today’s environment is a topic I constantly discuss with clients and finance industry peers.