Mortgage Broker servicing Adelaide and all suburbs
Whether you are looking for your very first home loan, a flexible investment home loan or to refinance, my job is to make this process easy and to ensure that my clients get a competitive deal for their finance needs.
I work with you from the initial stages, to signing the contract, conveyancing details and loan approval processes, my aim is to make this a stress free process for you.
An industry veteran with over 27 years experience, I will provide you with honest and upfront advice on all matters finance.
I specialise in a vast range of loans and structures, including:
- Home loans
- Car loans
- Interest Only or Principal and Interest repayment options
- Non-conforming loans
- Building and construction loans
- Development and commercial loans
- Mortgage protection
- Financial planning
In addition I am a Licensed Financial Planner with expertise to cover wider areas such as setting up your own Self-Managed Super Fund and consolidation of superannuation monies.
I look forward to assisting you in meeting your financial requirements soon
The best thing to do while the property market naps..
Like most of us after a hefty ham and prawn feast on Christmas day, the property market tends to enjoy a nap during the festive season. That is to say that agent and seller activity goes a bit quiet during December and into January. Ironically, both the big property portals report that January is one of the most popular times for buyers to browse online. So if you start dreaming about buying property in 2020, here’s what you should do over festive break.
Don’t dig yourself a Christmas debt
I read recently that the average gift spend at Christmas time is over $500. Then I researched the food bill per person (and let’s be honest, the host get stuck with the lion’s share of costs) and it’s $122 for food and $131 for drinks. But for many of us, we spend a whole lot more and to be fair, it’s easy to get carried away buying gifts. So here are some quick financial survival tips.
Are mixed messages creating uncertainty for your clients?
It’s a confusing market for borrowers. Interest rates are down and the media has been positive that by all indications, the property market is recovering. However housing stock is still light on compared to demand - particularly for springtime - which is partially responsible for driving up prices in most capital cities. Lender competition is fierce, but there’s more scrutiny than ever on borrower spending, meanwhile banks aren’t passing on rates in full.