It's not a dirty word.

But it could save a $#!%
tonne off your loan.

Refinancing. Potential to save you thousands.

With interest rates at record lows, there's never been a better time to take a look at your mortgage.

Whether you're looking to get a more competitive deal, unlock equity or consolidate debt, it's our job to make it happen, at no cost to you - we're paid by your chosen lender. What have you got to lose?

See how much you could save by refinancing.

Adjust the sliders to get an estimate

Your current interest rate: %

Loan outstanding:


Potential savings when refinancing to 3.80% p.a.
25years term

Disclaimer: This is a model not a prediction. Results are only estimates, the actual amounts may be higher or lower. Estimate is based on a loan with 25 years remaining compared against a loan with an interest rate of 3.80%. p.a. Excludes fees and other charges. See full disclaimer and assumptions here

Why choose Loan Market?

An obsession with getting you approved

We live for getting you approved - and keeping it simple - so that you can start enjoying the benefits of your new loan as soon as possible. Let us do the leg-work for you.

The power to negotiate a competitive deals from over 62 lenders.

This isn't our first rodeo. We negotiate exclusive offers on rates and fees from over 1,000 loan options to get the right solution for you.

No cost - we're paid by the lender, not by you.

Seriously, it’s a no brainer. Let’s have a chat and see how you could save.

4 sweet reasons to refinance.

Get a better deal on my existing loan

We can often find ways of lowering your repayments or saving on the overall cost of the loan by finding a more competitive deal.

Consolidate my debt

If you have credit cards, a car or personal loans you can fold these into your home loan and save a $#!% tonne on your interest repayments.

Renovate my property

Add an extra room, build your dream kitchen or revamp your garden. Renovations can add thousands in value to a property you already own.

Unlock equity and borrow additional funds

Need an investment property, a holiday or just some spare cash? Access any equity in your current property to borrow funds.

Access to over 62 banks and specialty lenders.

  • ANZ
  • Commonwealth Bank
  • ING Direct
  • LoanMarket GO
  • National Australia Bank
  • Pepper Money
  • St George
  • Suncorp Bank
  • Westpac
  • Homeloans
  • Macquarie
  • Adelaide Bank
  • AMP Limited
  • Beyond Bank
  • Bank West
  • Liberty Financial
  • Victoria Teachers Mutual Bank
  • Bluestone
  • Bank of Queensland
  • LaTrobe Financial
  • FirstMac
  • ME Bank
  • Heritage Bank
  • Better Mortgage Management
  • Better Choice
  • Now Finance
  • Direct Money
  • Latitude

The refinancing benefits are real.

Studies show that 85% of people don’t know their current interest rate.1 And yet, with your mortgage likely taking up at least one quarter of your monthly income2 even the smallest change in your rate could make a huge difference to how much income you have left over for the fun stuff in life.

‘How?’, you ask?

Let’s say you have a $400,000 loan with a repayment term of 25 years. And let’s say you can save 0.50% p.a. on your interest rate, going from 4.30% p.a. to 3.80% p.a.

...that means you would save $33,222 over the life of your loan.


We come highly recommended

4.8 out of 5 stars from over 500 reviews.
as at 11/01/2018

Refinancing. It’s not a dirty word.

But it could save you a $#!% tonne off your home loan.

Not owned by a bank, led by a family for 20 years (and counting)

Loan Market has helped individuals and businesses in Australia and New Zealand secure over $83 billion worth of loans through a network of around 650 brokers. Proudly family-owned and led, we were founded in 1995 by Sam White and are part of the White Family Group of Companies. Although we're not in it for the awards, it's great to be recognised as leaders in the industry.