SANDRA MALLIA BLOG

As home finance experts, we love keeping Australians like you up to speed on finance news, home advice and tips to grow your wealth.

  1. Tile sweet sweet benefits of mortgage refinancing

    Top 5 benefits of mortgage refinancing

    Mortgage refinancing may sound complicated, but there are big benefits to reap when you make the right move at the right time with your home loan. Discover how you could be happier with your home loan.

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    Does Afterpay affect your credit score?

    Afterpay is definitely the current craze with the buy now, pay later approach to purchases. It allows you to immediately buy a good or service and pay it off later in four equal installments over 8 weeks.

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    Fixer-uppers without the downers.

    A place with potential? A renovator’s dream? Full of character? Buying a property that needs considerable work can be an exciting (and profitable) undertaking, but it can have danger written all over it too.

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    Brush up on your loans. The loan-type cheat sheet.

    You’d think a loan was a loan, wouldn’t you? But there’s a surprising number of variations. So it’s worth running your eye over our little cheat sheet – it really helps you choose the type that’s right for you when the time comes...

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    Number crunch: The nitty gritty of buying your home

    Buying your first place? The numbers can be scary, that’s for sure. But while the kinds of figures involved are intimidating, knowledge is power. And if you can get your head around these basics, you’re honestly most of the way there.

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    The loan process demystified

    We know, your first steps in property can feel daunting. It’s all strange terms, huge outlays, and the feeling like one mistake and the roof will come down on you. So, we’ve laid out the loan process to help you cruise through like a pro.

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    Q and A: Your big questions answered

    There’s a lot to know about loans, especially if you’re taking one out for the first time. So let’s knock over some of the common ones, and hope they’re some of yours...

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    Understanding costs as an investor - know what you're up for

    An investment property has much the same initial costs as a property you live in, but there are a few ongoing costs you need to have on your radar.

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    The loan process explained - how a broker can help

    The role of a mortgage broker is to make the home loan process as smooth as possible for someone wanting to buy a property. When you need to secure finance, it’s hard to know where to start.

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    How a credit report affects a loan application

    As part of the approval process when applying for any type of finance, a lender will run a thorough check on your credit report to find out about your credit track record.

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    Thinking of investing in property? Here’s what you should know

    If you’re thinking about buying an investment property in 2018 but you could benefit from some guidance, you’ve come to the right place. We understand that dipping your toes into the world of property investing can appear daunting, that’s why we’re here to bring confidence to your decisions.

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    Time to refinance?

    Set and forget might work with the oven timer...not so much with your mortgage. Twenty-five years is a long time and things change.

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    Refinancing Myths: BUSTED

    Despite what you might have heard on the rumour mill, refinancing* your mortgage gives you the opportunity to take advantage of competitive rates and secure a better deal than you previously had.