Mortgage Broker and Refinancing Specialist for the Melbourne/Bayside area

Struggling to find the right home loan? Refinancing in the ‘too hard basket’? Not any more.

As an experienced mortgage broker and refinancing specialist, I’m here to take the stress and hassle out of finding you the right mortgage.

Whether you’re buying a new home, planning to invest or refinancing your existing loan, I’ll help you:

  • find a mortgage to suit your current needs and future goals
  • minimise the cost of your home finance
  • prepare and submit your mortgage application.

I help home-buyers and homeowners right across Melbourne’s Bayside, in Black Rock, Brighton, Sandringham, Hampton and Beaumaris.

Experienced, resourceful Loan Market mortgage broker in the Melbourne Bayside region covering Black Rock, Brighton, Sandringham, Hampton and Beaumaris.


  • Mike Amor
    Home loan
    Santino is the best! Honest, diligent, hard working and always has YOUR best interest at heart. Would thoroughly recommend without any hesitation! Thanks so much Santino for everything.
  • Chris McFadden
    Commercial loan
    Santino was the difference! Without his persistence and focus on the result we would not have been able to navigate the process to acquire our new property and associated business. Santino's experience and knowledge of the bank's internal processes and relationships with bank staff were critical to success. I have no hesitation in recommending his services.
  • Craig
    Being a Financial Adviser I am always looking for other trusted professionals to help my clients. I have known Santino for a number of years and we have helped many clients. Santino is not only an excellent mortgage broker but also a person I can trust has the best interest for his clients.
  • Melissa Welsh
    Residential home loan
    I cannot believe how incredibly hard both Rach and Santino worked to get my loan for me. They really went above and beyond with long days as my case was a tricky one. I cannot recommend them highly enough and now happily call them friends. You guys rock!!
  • Jason Teh
    Home loan
    Santino and Rach were fantastic with the help they provided. I had a unique situation and Santino attended the auction with me to assure the vendor that he could get me the financing when all the other banks couldn’t. The actual process after was seamless and they manage all aspects of mortgage up until settlement. Rach played a big part in this. Highly recommend!
  • Devine999
    I cannot recommend Santino and Rachael enough. They both went above and beyond what was required to ensure the loan process ran smoothly and successfully. They were a step ahead all the way. Very efficient and professional service
  • Dildar
    Development loan
    I will highly recomend Santino Marinelli. He was incredibly helpful throughout the process from start to finish. As a first time property developer, I couldn’t have chosen a better broker to help me understand everything I needed to consider. Overall Santino provided excellent customer service, very professional in his approach for home loan re-financing with great deals from the top Australian banks and other banking needs. Thanks Santino!
  • Andy Lynch
    Home loan
    Santino went above and beyond to get us into our first home. Our circumstances were unusual which posed a few potential speed humps but Santino worked hard with the bank to come up with a workable solution. He kept us informed on a regular basis during the financing and helped us navigate the process of making the first payments. Easy to work with would highly recommend!
  • Warwick
    Great service. Clear, honest and covered multiple scenarios for us so we could make the best decision. I would recommend talking to Santino should you require financial service(with a smile)
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Latest News

  1. Are you a winner in this year's budget?

    The 2021-22 budget has now been released. There’s a lot of talk and I want to help break down the key initiatives targeting home ownership which could help you get into the property market sooner.

  2. Refinancing Your Home Loan - What You Need To Know

    Refinancing your home loan doesn't have to be complicated.

  3. Keep Room In Your Budget For Home Loan Fees

    When you’re planning for a mortgage it can be easy to only focus on the biggest expense - the value of the property.