Your Mortgage Broker in Brighton, Warradale, Flagstaff Hill and surrounding areas
I have over 35 years experience in residential, commercial and business finance, combined with access to over 30 financiers (including all major banks). The combination of my years experience and a wide range of lenders, means I am uniquely placed to arrange the finance that meets my clients’ individual requirements.
Buying your home can be an exciting yet overwhelming experience, not to mention a big financial commitment.
First Home Buyers
First of all, congratulations! If you are like most first home buyers you are excited about getting your foot in the door of your own home. You may also be a little uncertain of how the lending process works and don’t want to make the wrong decision. If so, you have arrived at the right place.
Refinancing your current home loan is a good idea if you want to lower your monthly repayments, access existing equity in your home loan or to consolidate debt.
A good investment loan can make property investment a much smoother process. Investment loans vary depending on what you are looking to achieve, and can be either very simple (like your standard home loan), or something more complex that helps you to make effective use of tax, gearing and repayments.
Many Australians enjoy the freedom of working for themselves, but being self-employed means time is of the essence, and getting finance whether it be for a home or your business isn’t always easy. That is where I can help.
Investment loan changes
Recent changes to investment finance have been significant and are impacting people's borrowing capacity and the cost of finance.
To sell via auction or another means
The method of sale is a question that all vendors must consider when placing their property on the market. Strangely, not all agents present auction as possible sales method. Some will promote only private treaty, some private treaty and sale by “best offer”, but few agent actually present all options.
The pros and cons of honeymoon home loan rates
Honeymoon interest rates on a home loan can be appealing to borrowers as lenders compete for their business. However, often times little is actually known about what honeymoon rates are, how they benefit and if they’re the right fit for a borrower.