Your Mortgage Broker in Brighton, Warradale, Flagstaff Hill and surrounding areas
I have over 35 years experience in residential, commercial and business finance, combined with access to over 30 financiers (including all major banks). The combination of my years experience and a wide range of lenders, means I am uniquely placed to arrange the finance that meets my clients’ individual requirements.
Buying your home can be an exciting yet overwhelming experience, not to mention a big financial commitment.
First Home Buyers
First of all, congratulations! If you are like most first home buyers you are excited about getting your foot in the door of your own home. You may also be a little uncertain of how the lending process works and don’t want to make the wrong decision. If so, you have arrived at the right place.
Refinancing your current home loan is a good idea if you want to lower your monthly repayments, access existing equity in your home loan or to consolidate debt.
A good investment loan can make property investment a much smoother process. Investment loans vary depending on what you are looking to achieve, and can be either very simple (like your standard home loan), or something more complex that helps you to make effective use of tax, gearing and repayments.
Many Australians enjoy the freedom of working for themselves, but being self-employed means time is of the essence, and getting finance whether it be for a home or your business isn’t always easy. That is where I can help.
Goal setting vs goal kicking: five ways to win in 2020
It’s a new year! So, you’re going to be thinking about how you want this year to be an improvement on the last. I have some home truths for you. Some things you need to hear. Half of us in Australia set new year’s resolutions, but only 12 per cent of us stick to them. So, as a valued client of mine, I want you to know how to not just goal SET for 2020, but how to follow through and KICK goals too. We’re going to do this. You ready?
The best thing to do while the property market naps..
Like most of us after a hefty ham and prawn feast on Christmas day, the property market tends to enjoy a nap during the festive season. That is to say that agent and seller activity goes a bit quiet during December and into January. Ironically, both the big property portals report that January is one of the most popular times for buyers to browse online. So if you start dreaming about buying property in 2020, here’s what you should do over festive break.
Don’t dig yourself a Christmas debt
I read recently that the average gift spend at Christmas time is over $500. Then I researched the food bill per person (and let’s be honest, the host get stuck with the lion’s share of costs) and it’s $122 for food and $131 for drinks. But for many of us, we spend a whole lot more and to be fair, it’s easy to get carried away buying gifts. So here are some quick financial survival tips.