SCOTT SHANKS BLOG

As home finance experts, we love keeping Australians like you up to speed on finance news, home advice and tips to grow your wealth.

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    Time to refinance?

    Set and forget might work with the oven timer...not so much with your mortgage. Twenty-five years is a long time and things change.

  2. Tile wondering how to use your refinancing capital

    Wondering how to use your refinancing capital?

    How many times have you watched the TV show, The Block, and said ‘I could do better’?

  3. Tile refinancing myths busted

    Refinancing Myths: BUSTED

    Despite what you might have heard on the rumour mill, refinancing* your mortgage gives you the opportunity to take advantage of competitive rates and secure a better deal than you previously had.

  4. Tile 3 reasons to refinance your home loan

    3 reasons to refinance your home loan

    Sick of interest repayments eating away at your dreams of renovations, investment properties and travel? Staying on top of your mortgage with the right lender and mortgage product is not as hard as you think.

  5. Tile sweet sweet benefits of mortgage refinancing

    The sweet, sweet benefits of mortgage refinancing

    Wouldn’t it be nice to not spend the last week of the month stressing about making your loan repayments? To have a little more money in the bank for the fun things in life (hello, weekends away).

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    Save a tonne: Choose the right loan

    Sit down, take a deep breath, things are about to get easier. We’re here to rescue you from endless Google searches trying to determine what type of loan is right for you.

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    Investment loan changes

    Recent changes to investment finance have been significant and are impacting people's borrowing capacity and the cost of finance.

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    To sell via auction or another means

    The method of sale is a question that all vendors must consider when placing their property on the market. Strangely, not all agents present auction as possible sales method. Some will promote only private treaty, some private treaty and sale by “best offer”, but few agent actually present all op...

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    The pros and cons of honeymoon home loan rates

    Honeymoon interest rates on a home loan can be appealing to borrowers as lenders compete for their business. However, often times little is actually known about what honeymoon rates are, how they benefit and if they’re the right fit for a borrower.

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    What the experts are saying about the future of the cash rate

    With the Reserve Bank’s decision to hold the cash rate for the fifth consecutive month, many industry commentators and economists are focused on what the future holds.

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    APRA’s investor lending restrictions taking shape

    The latest report from CoreLogic RP Data shows the first sign that investor lending is slowing since the Australian Prudential Regulation Authority (APRA) announced the 10 per cent cap on the growth of lender investment portfolios.

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    Buyers without a cash deposit – what are their options?

    For many Australians, it can be challenging to save up enough money for a cash deposit – particularly as lending requirements with banks become stricter.

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    Protecting ourselves

    Mortgage and income insurance may just seem like another “sell” to our clients, but in today’s environment of responsible lending, there’s value in understanding the insurance products out there.