Your Mortgage Broker in Brighton, Warradale, Flagstaff Hill and surrounding areas
I have over 35 years experience in residential, commercial and business finance, combined with access to over 30 financiers (including all major banks). The combination of my years experience and a wide range of lenders, means I am uniquely placed to arrange the finance that meets my clients’ individual requirements.
Buying your home can be an exciting yet overwhelming experience, not to mention a big financial commitment.
First Home Buyers
First of all, congratulations! If you are like most first home buyers you are excited about getting your foot in the door of your own home. You may also be a little uncertain of how the lending process works and don’t want to make the wrong decision. If so, you have arrived at the right place.
Refinancing your current home loan is a good idea if you want to lower your monthly repayments, access existing equity in your home loan or to consolidate debt.
A good investment loan can make property investment a much smoother process. Investment loans vary depending on what you are looking to achieve, and can be either very simple (like your standard home loan), or something more complex that helps you to make effective use of tax, gearing and repayments.
Many Australians enjoy the freedom of working for themselves, but being self-employed means time is of the essence, and getting finance whether it be for a home or your business isn’t always easy. That is where I can help.
Warning for first time buyers! Don’t bid until you’ve done these three things
If you’re buying your first home or helping a family member enter the property market, make sure you’re ‘bid ready’ by doing the following before raising a bidder paddle or making an offer.
5 reasons buyers are in the driver’s seat this winter
Winter traditionally brings with it a lull in the property market, yet this winter is like no other. What’s in it for you if have plans to buy? They say property cycles are seasonal in Australia: in winter we hibernate (owners don’t look to sell and buyers are less active), then in Spring bidders ‘bloom’ (excuse the pun) and homes pop up for sale in colourful abundance.
A new financial year presents a whole new world for borrowers
It feels like everyone’s champing at the bit to see change in the sluggish property and lending sectors in Australia. The central bank consecutively cut cash rates to new lows, banks have quickly responded, the regulator has relaxed the serviceability floor for borrowers, non-bank lenders are back with a vengeance, and we’re seeing more first home buyers bidding than at any other period in the last seven years.