Loan Market Mortgage broker servicing Banksia, Bellara, Bongaree, Woorim, Whitepatch, Sandstone Point, Ningi and surrounding areas

My goal is to supply you with a hassle-free old-fashioned service. I understand how daunting purchasing property can be and aim to help you understand everything that will happen throughout the process.

Most importantly I want to make you a client for life, I want to be the first person you think of when you are looking for finance, just like I want you to be the first person I think of when there are interest rate reductions, new products available or anything that will ease your financial burdens or increase your financial opportunity.


  • Self-employed

    Many self-employed people think that they cannot afford to purchase a home or an investment property because their tax returns show a low income, but did you know that there are many addbacks that can be included to increase your income? Many lenders are offering Lo-Doc options for self-employed customers making it even easier to get into your new home. If you want to know what your options are as a self-employed person come and see us!


  • Investors

    In the current market it is important to know what is changing around investments and how this is affecting the finance products available. As a fellow investor I can help you with any questions you may have.


  • Non-Conforming

    Have you been bankrupt? Do you have defaults or a large number of credit enquiries on your credit file? Do you have a deposit but it doesn’t meet the genuine savings requirement? All of these are reasons that you could be turned away from a bank, however, with our large panel of lenders we may have an option for you! If you would like to know if you can qualify for a home loan just call me or come in and see us.


  • Self Managed Super Fund

    I can help you use your SMSF to buy an arm’s length residential investment property or a commercial investment property. A super fund home loan is a great option if you already have an SMSF, or if you’re planning to establish an SMSF and are interested in buying a residential property or refinancing your current SMSF loans for investment property acquired after September 2007 strategy.


  • Bridging loans

    Bridging finance allows you to purchase a new home prior to selling your current home or allows you to stay in your current home while building your new one. Your bridging loan can be interest only or you can capitalise your interest for the duration of the loan. Before taking out a bridging loan, it’s important to know what you are getting yourself in for. In the first instance, it’s important to know how your mortgage repayments are calculated during the bridging period and how much needs to be paid.


  • Personal loans/car loans – secured v unsecured

    A personal loan can help you get those things you’ve always wanted, like a car, a holiday, or turn all your debt into one easy payment.

    Secured loans require you to offer something of value to the lending institution as collateral until the loan is repaid. These things are usually property, a car, boat, jewellery, art pieces etc. Should you not pay the loan the lender is within their rights to sell the security item to repay the debt.

    Unsecured loans don’t require you to offer anything as collateral however the interest rates are usually much higher. Therefore unsecured loans are usually much harder to get than those that are secured.


  • Asset Finance

    Choosing the right type of asset finance is important when trying to grow your business, it is for this reason we will often work with your accountant or tax advisor when helping you decide on the right option. Generally speaking, asset finance options include: commercial hire purchases; financial and operating leases, chattel mortgages; novated leases; and technology rentals. We can even help with pre-approval on an upcoming purchase.

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Latest News

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    Loan value Ratio (LVR) & lenders mortgage insurance (LMI): How will they affect my home loan?

    The other thing to keep in mind is about the LVR - LVR shows what the house is worth compared to what you borrow - so if your purchase price was $100,000 and you borrow $90,000, your LVR is 90%.

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    Genuine savings

    Savings is the amount of contribution that the customer is making towards the purchase of a property. Genuine savings is a 5% portion of the savings that is usually required if you are borrowing more than 85% of the purchase price. Genuine Savings is where the customer shows evidence of regular savings over 3 months.

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    What is a credit score and how does it affect me?

    The most competitive rates for most lenders are offered to clients with a higher credit score. This means clients with a lower score may pay up to thousands of dollars extra in interest or may be turned away all together. So what affects this number and what can you do to help it?