Bank of Sydney

Latest News

27 June, 2020 

Updates to our Home Loan Special Offers 

We are pleased to share some updates to the campaign for our Expect More Home Loan Package. We’ve now extended our offer period, to allow more customers to benefit from our low interest rates. Our offer is now applicable to applications received by 30 September 2021 and settled by 31 December 2021. 

In addition, there are changes to the Expect More Investment and Owner Occupied Home Loan 1, 2 and 3 year fixed rates, and Investment variable interest only rate. Refer to the below tables for updated interest rates. 
Please note we will honour all our current pipeline applications and any applications received by Friday, 30 July on previous rates.


We would also like to take this opportunity to note that we offer FASTRefi. FASTRefi allows you to refinance eligible home loans from Other Financial Institutions (OFIs) within days of Bank of Sydney receiving your completed and signed loan contract, signed discharge authority, and other required documents.

We utilise First Title’s FASTRefi settlement process to manage the refinance on your behalf, making it a simple and seamless experience. 

Special Campaign Offers
(LVR Up to 80%)

Owner Occupied

Investment Rates 

Key Details

  • MAX LVR of 80%  
  • No Application Fee
  • $395.00 Annual Package Fee waived for life of loan
  • 100% Offset account, valid for variable splits only
  • Valuation fee covered by BOS up to $420.00
  • Legal Fees covered by BOS up to $475.00
  • $150.00 Settlement Fee
  • Cash out and Debt Consolidation up to a MAX 70% LVR
  • Fixed Loans Rate Lock. 0.20% of loan amount, capped at $600.00 - during the campaign period, customers who choose to lock the fixed rate for 90 days period will have the rate lock fee capped at $600.00
  • Metro postcodes only. Refer to BoS Location Guide postcode guidelines
  • New to bank loans only
  • Min Loan amount $250,000.00
  • For applications received by 30/09/2021 and Settled by 31/12/2021