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21 September, 2021 


Near Prime and Specialist home loan promotion

For a limited time, we are discounting interest rates for customers with clean credit, across select Near Prime and Specialist home loan applications submitted from 13 September 2021*. This includes discounted interest rates for:


See important information below for eligibility and lending criteria including terms and conditions* which are also included in the home loan promotion card.

For interest rates please refer to the home loan promotion card for full details - Click here 


Important Information 
Information is correct as at 13 September 2021 and subject to change at any time.

All applications are subject to credit assessment and eligibility criteria. Terms, conditions, fees and charges apply. Offers may be continued, withdrawn or changed at any time without notice. 

*Interest rate promotion is available for a limited time for new Pepper Easy/Near Prime and Pepper Advantage/Specialist home loan applications, submitted from 12:00am AEST 13 September 2021. Applicants must have a clean credit history. Offer is not available to existing Pepper home loan borrowers. This offer is subject to change, and may be varied or withdrawn at any time.

2For a limited time only, Easy/Near Prime home loan variable interest rates range from 3.09-4.59%p.a. (Comparison rates range from 3.38-4.86%p.a.), and Advantage/Specialist home loan variable interest rates range from 3.99-4.99%p.a. (Comparison rates range from 4.29-5.29%p.a.). All home loan variable interest rates are correct as at 13 September 2021 and subject to change at any time. The actual interest rate applicable will depend on the individual borrower's circumstances. This offer is subject to change, and may be varied or withdrawn at any time.

3WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All Comparison Rates are calculated based on a secured loan of $150,000 over a 25 year term.