St.George


Latest news


27 January, 2022

Rate changes

Fixed rates are increasing

Effective today 21 January 2022, we’re making changes to some of our fixed interest rates.

We continue to offer customers competitive home loan interest rates across variable and fixed rate products. We continually review our home loan products in-line with changing business and market conditions.

In making these decisions, we consider multiple factors including the need to manage pricing changes in a sustainable way. These changes reflect the continued increase in funding costs.

Owner Occupier Standard Fixed Rate** (Principal & Interest)

  • 1 year is increasing by 0.05% p.a.
  • 2 year is increasing by 0.10% p.a.
  • 3 year is increasing by 0.15% p.a.
  • 4 year is increasing by 0.15% p.a.
  • 5 year is increasing by 0.20% p.a.

Fixed Rate** Residential Investment Home Loan (Principal & Interest)

  • 3 year is increasing by 0.10% p.a.
  • 4 year is increasing by 0.10% p.a.
  • 5 year is increasing by 0.15% p.a.

Fixed Rate** Residential Investment Home Loan (Interest Only)

  • 3 year is increasing by 0.10% p.a.
  • 4 year is increasing by 0.10% p.a.
  • 5 year is increasing by 0.15% p.a.




28 September, 2021 

Rate changes


Our Basic rates are decreasing

Effective 28 September 2021, we are reducing our Basic Home Loan Residential Investment (Interest Only repayments) promotional rate by 0.20% p.a. by increasing the promotional discount.

All current St.George interest rates are on our Home Loan interest rates page. Please note the interest rates changes will be reflected on these pages from their effective dates.

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$3,000 Refinance Cashback offer extension

Effective 1 October 2021, we’re extending the $3,000 Refinance Cashback+ per customer home loan offer for eligible refinance applications received by 30 November 2021 and settled by 28 February 2022. Minimum loan amount of $250k and loan to value ratio (LVR7) less than 90%. Eligibility criteria, exclusions and fees apply.

The broker website will be updated with the Cashback offer changes on the effective date.

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