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31 August, 2021 


New Campaign Specials - Owner Occupied 2 Year Fixed P&I rates

Effective 30 August 2021, eligible customers will qualified for the following Campaign Specials,

subject to the conditions outline below.


Offer conditions:

  • For new applications received in Apply Online from 30 August 2021 onwards.
  • Offer only available to eligible customers whose debt to income ratio is less than 6x.
  • The discount rate is dependent on the LVR band;
  • Offer strictly available on the Virgin Money Reward Me Owner Occupied 2 Year Fixed Rate Home Loan with Principal and Interest repayments;
  • For new borrowings only;
  • $300k total minimum loan amount; and
  • This is a special limited time offer. The offer can be amended and/or removed at any time at the discretion of Virgin Money without prior notice.

NOTE: Create as new products.  No change to existing Virgin Money Reward Me Owner Occupied 2 Year Fixed Rate Home Loans


$3,000 Refinance Cashback Offer

Offer conditions: 

  • $3,000 cashback offer for eligible new refinance loans.
  • Applications received between 30 August 2021 and 30 November 2021 (inclusive) that settle by 28 February 2022.
  • $300k total minimum loan amount and up to 80% LVR.
  • One $3,000 cashback payment per primary borrower.
  • For new borrowings only.
  • Eligible customers will receive the payment into their Reward Me Home Loan Companion account within 60 days of settlement.
  • Customers who have already applied under the $3,000 cashback offer from 29 May 2021 to 29 August 2021 (inclusive) will still receive their $3,000 cashback payment, provided they settle their loan(s) by 26 November 2021.
  • This is a special limited time offer. The offer can be amended and/or removed at any time without notice at the discretion of Virgin Money
  • For further details, please refer to the attached FAQs