Mortgage Broker in Mount Evelyn surrounding suburbs
Our clients include First Home Buyers, Up graders, Property Investors, Self Employed, Overseas Investors. Financing your home is not necessarily as simple as walking into your local branch.
I can have you prepared and ready to make the offer you want or have that winning bid.
When finance is required it should not be secondary in your thinking or secondary in your steps to ownership. Being prepared is the best way to succeed especially at auction.
We take every necessary step to get you into your home or investment property, regardless of your circumstances. Our service is not just for those with a deposit but also clients that are beginning the savings plan for their first home.
A home loan is used by first home buyers, Investors, upgraders, small businesses- a home loan is a way of purchasing a major asset, it is a way of securing a future, funding a retirement or building an investment portfolio.
Building your new home is an exciting time, choosing the floor plans, decor, colors and carpets is such an exciting experience...... BUT...Handling the paper work, arranging the construction finance and managing the construction loan process can be a daunting challenge.
Investment in property is a simple transaction. Regardless of the property type or location the fundamentals of investment property remain the same.
As a Mortgage Broker I know exactly what it means to be self employed.
Could a rate cut in October coincide with a turn in the market?
Historically, one of the best barometers for the health of the property market is auction data… So, I asked my colleagues at Australia’s largest real estate company - Ray White - to share their nationwide auction stats looking back at the year that has been. They collect this data every weekend, and over thousands of auction events they measure the clearance rate, number of active bidders, number of onlookers, and a variety of other useful metrics. So what do these findings tell us about where we are in the property cycle?
When is cheaper not necessarily better?
With all the hype around record low interest rates it's easy to get tunnel vision and focus only on the lowest number when choosing a home loan provider, however finding the right loan is about much more than just the best rate. When assessing possible options for home loans, borrowers frequently assume the ones with the lowest possible rates to be the best without being mindful of other considerations such as fees and charges or loan features.
Shares, cash, real estate and record low interest rates.
We’ve not seen interest rates at this level since the 1950s, so what are the opportunities and pitfalls that come with a cash rate at one percent for everyday investors? Low interest rates represent benefits in some investment categories, and hurdles in others. So how do you make low rates work for you? Understanding what avenues are available to invest in, in today’s environment is a topic I constantly discuss with clients and finance industry peers.