Loan Market Mortgage Broker servicing Adelaide, Semaphore, Port Adelaide, Largs Bay and North Haven.
I have access to home loans from all the major banks and lenders (30 plus). With over 30 years’ experience in the finance industry, I believe I can offer my clients the benefit this knowledge.
Business and commercial loans
Having the right business finance in place is very important when purchasing and growing your business. Business and commercial loan options vary depending on whether you’re a start-up or existing business.
Home loan deposits
Most banks and lenders will require a minimum deposit of 5 percent of the value of the property you’re purchasing. There are many ways you can achieve this (lenders requirements may vary) including genuine savings, monetary gifts, inheritances and first home owner incentives
First home buyers in Adelaide
Buying your first home is a daunting and an exciting experience. Once again, using an independent finance broker to guide you through this process will help you achieve a competitive result.
Home loan pre-approval
Home loan pre-approval is a great way to ensure you know how much you can afford to pay for a property before you even start looking.
Property investment loans
Property investment can be a great way to create wealth. In addition to finding the right property, it is important to source right finance.
Refinancing your mortgage is another one of life’s big decision. Once again using an independent finance broker to guide you through this process will help you achieve a great result.
Debt consolidation can be a great way to reduce your interest costs and repayments by amalgamating your debts such as your home loan, credit cards and personal loans into one loan.
Home loan bridging finance - buying and selling a property
We can help you settle your new property before you sell your existing property. Financing the move from one property to another can be quite stressful, especially if you are yet to sell your home. A bridging loan can help free up the funds that are tied up in your current property to purchase the next one.
Negative gearing, capital gains and a possible Labor victory
With the recent leadership spill - many questions have been raised. What does it mean for Australians and the housing market? Two things come to mind…
Rates are rising, but who will join the party?
Westpac has broken the rate rise stalemate between the Big4 when it decided to raise home loan interest rates. With the official cash rate staying put by the Reserve Bank of Australia (RBA) and 3 of the Big4 now with a rate rise in play, who else will play copy cat and hike up their rates too?
Bank or broker? Who should help you with your loan.
While there’s a lot to know when it comes to getting competitive, hassle-free advice on a loan, the question remains do you go with your bank or a mortgage broker?